First Home Owners Grant QLD

A government grant could bring your first home closer than you think.

Queensland’s First Home Owners Grant is one of the most generous in the country, offering up to $30,000. This guide’ll cover who’s eligible, how to apply, and what other concessions you might also qualify for.

The grant has been extended to 30 June 2026, so now’s a great time to explore your options.

What Is The First Home Owners Grant?

The First Home Owner Grant (FHOG) is a one-off tax-free payment from the government to help first-time homebuyers buy their new homes sooner.

You may be eligible if you’re buying or building a brand-new home, purchasing off the plan, or acquiring a substantially renovated property that hasn’t been lived in or sold as a residence before.

The grant is useful for paying costs like stamp duties, legal fees, title searches, or adding to a deposit.

How Much Is The First Home Owners Grant In QLD?

The First Home Owners Grant in Queensland is $30,000 for eligible first-home buyers who sign a contract between 20 November 2023 and 30 June 2026.

If your contract was signed or foundations were laid before 20 November 2023, the grant amount is $15,000.

Do I Qualify For The FHOG In Queensland?

Use our calculator to find out quickly if you qualify for the first-home owners grant in Queensland.

Who's Eligible For The First Home Owners Grant In Queensland?

To receive the $30,000 First Home Owners Grant in Queensland, both you and the property must meet specific eligibility criteria.

Applicant Requirements:

• You (and any co-applicants) are at least 18 years old.
• You are an Australian citizen or permanent resident (or applying with someone who is).
• You haven’t previously received the FHOG anywhere in Australia (unless it was fully repaid, including any penalties).
• You haven’t previously owned a home in Australia that you lived in.

Property And Purchase Requirements:

• The home must be:
  • Brand new, or
  • Substantially renovated and not previously occupied as a residence, or
  • A newly built home, off-the-plan purchase, or relocated home (e.g. kit or modular) that has not been lived in since being fixed to the site
• The home you are buying or constructing must be new and valued at less than $750,000 (including land).
• You must live in the home as your principal place of residence for at least 6 months, starting within 12 months of settlement or build completion.

If You’re Applying With A Spouse:

• If you are not a PR, but your spouse is an Australian citizen, you may be eligible for the grant as a joint applicant if you meet the other eligibility requirements.
• You or your spouse should not have previously received a first home owner grant in any state or territory of Australia. However, if you had received a grant that you later paid back, together with any penalty, you may be able to reapply.

How Do I Apply For The First Home Owners Grant In QLD?

There are two ways to apply for the FHOG:

1. Apply Through An Approved Lender

If you’re applying for a home loan, your lender or mortgage broker can submit your FHOG application on your behalf.

This is usually the fastest and easiest way to apply, and in many cases, the grant can be used

• At settlement, if you’re purchasing a newly built home
• Or at the first loan drawdown, if you’re building

Your broker will help complete the application form and lodge it with the loan documents, making the process smoother for you.

2. Apply Directly To The government

If you’re not applying through a lender, you can apply directly through the Queensland Revenue Office. You’ll need to complete the application form, provide supporting documents, and wait for approval before the grant is paid.

Once your application is approved, the grant will be paid after you move into the home and meet the occupancy requirement of living there for at least six continuous months within 12 months of settlement or build completion.