We strive to go beyond the finance industry norm and deliver exceptional, personalised service to our clients.

Our company mission is to help people who need it most, and our systems, people & training allows us to be a medium sized business, yet still provide an exceptional service.

What have our customers said about working with us?

Discounts for professionals
Property investors
Bad credit history
Temporary residents
Non-resident
Guarantor loans
95% home loans
Low deposit
Gifted deposit
Refinance
Company title
Unusual employment
Commercial
Everything else

Property investors

Cas

Sydney, NSW, AU

Highly recommend using Home Loan Experts. My husband and I received such great service from Romy and Rachel who guided us through every step thoroughly when purchasing our investment property. Romy found us the best / most competitive option for us and Rachel's follow up service was faultless. Will definately be using them again!

Thanks Guys!

Deb

South East Queensland, QLD, AU

Vivienne Than was amazing and did a fabulous job of getting us pre approval for a home loan. We are just over the moon. Vivienne kept us up to date and was totally on the ball Vivienne was quietly confident that she could do this for us would highly recommend her and Home Loan Experts A huge huge thank you

Bad credit history

Hanan Amin

Victoria

Highly satisfied with the customer service level from home loan experts and especially from my broker Nirayu Shakya

From the moment I contacted Nirayu I knew he genuinely cared about getting my loan approved, he was patient with me and explained to me everything I needed to know. Buying a house is no easy process and Nirayu Supported me from start to end.

He even managed to remove a default from a very long time ago that was on my credit file.

If it wasn’t for home loan experts I would not be in my dream home today!

I can’t thank home loan experts enough, I am so glad I got in contact with this company.

And a special thank you to Nirayu, I can’t thank you enough for all your help and support for helping me with buying my dream home!

Highly recommend these guys! You will not be disappointed.

Fiona Arnfield

NSW

After being in a part IV debt agreement and struggling, I was able to get finance, fix all my debt problems, and redo my mortgage all in one go, no one else had been able to help me and the stress was terrible.

The assistance I received has changed my life. I could not fault these people in any way. I only wish I had contacted them earlier.

Temporary residents / 457 visa

Nandini

NSW

I was crestfallen when ANZ refused to give me Home Loan on the pretext of my visa status (could be genuine, but left me shattered), even after being with them for over 7 years.

Right, when I was on the verge of selling the property that I was looking forward to settling in, a passive email to Home Loan experts just before Christmas eve in 2017 in a hope to get home loan sorted started my relationship with Home Loan experts, especially Mohit and his team.

Mohit empathised with my situation and not only got my home loan approved from St George, but also negotiated an interest rate that beat the rate that ANZ would have given me, should they have sanctioned my home loan.

He and his team kept me updated at every stage of home loan approval and saved me from all the hassles and nitty-gritty that could have easily torn my head apart. Can't thank him enough for being a thorough professional and at the same time kind and empathetic.

Satinder

India

The Home Loan Experts team lead by Vivienne and very ably supported by Rojina and Sriya have been very helpful in getting my loan processed and the ensuing follow up.

My case was distinctive as it involved me living overseas with no track record of financial performance in Australia. I wish them the very best going forward.

Guarantor loans

Kyla

VIC

Shabba helped me to get my home loan.

I can't recommend her highly enough, she has great communication and excellent knowledge. She helped every step of the way. Would definitely recommend to others.

Jason

VIC

Jenish and the team at Home Loan Experts were able to guide us through the minefield of first home ownership.

Our previous involvement with another popular broker went very sour (and somewhat scary) due to the incompetent actions of that other broker. Jenish and Home Loan Experts really saved the day by taking over and helping us through a very difficult and stressful (but exciting) time in our lives.

Jenish and Ganga were both extremely patient with our NUMEROUS enquiries and questions, but yet never made us feel once that we were being a pain or annoying.

Jenish and the team were able to secure an amount much higher than our previous broker, and this was due to their attention to detail and persistence in dealing with the lender to ensure the best result for us.

Very happy and highly recommended.

95% loans / No genuine savings

Jaskeerat

QLD

The team at the HLE is very hard working and committed. Communication is also great.

Jenish and Sharon worked very hard for my loan application. Their friendliness made this overwhelming experience easier.

Keep up the good work guys.

Dexter

Yatala, QLD

I had been previously declined by the big banks due to not enough savings and a personal loan situation. This was despite the help of my previous broker who only had access to certain banks with the majority being big institutions.

Through some google searches, I found Home Loan Experts and was assigned Vivienne as my broker. She's so friendly to deal with and was always on my side to support throughout the loan application processes. She's always there to give me advice and be supportive, which meant a lot to me. Finally, I secured a bank loan for my first home owner occupied property with only a 5% deposit.

A big thank you to Vivienne Than from Home Loan Experts! I would definitely recommend her and Home Loan Experts to any of my friends who are facing the same situation.

Unusual employment

Louie B.

Greater Melbourne (Outer), VIC, AU

Made a phone phone call and had a chat with Edward who was really friendly and helpful gave him all the info he need it with no fuss we got a conditional approval followed by a formal approval being self employed it a lot harder to get a loan I have used brokers on many occasions and Edward would have to be by far the best and easiest to deal with. Rachel has kept us informed about everything along the way and kept us in the know with what process the loan is at. Thank you so much to Edward and Rachel for all your help and looking forward to working with you guys again.

Marie

NSW

Shane Ye has been a pleasure to work with. He is very professional, responsive and attentive to your loan needs. I would recommend him to everyone who is looking for a mortgage broker.

Discounts for professionals

Sylvia

NSW

Very helpful and professional. The entire process from beginning to end was very smooth and well communicated. Jenish and Rojina were very helpful and made it very easy on our first property purchase.

I would highly recommend this team and would use their services again!

Michael

NSW

Absolutely amazed with the level of service I received from Home Loan Experts.

Jef and Alisha were fantastic and kept me informed throughout the entire process. The team at Home Loan Experts is great. They're a team of highly motivated, efficient and professional individuals that really go the extra mile and strive for the best outcome.

The team were able to get me waived LMI as a pharmacist saving me thousands of dollars. Amazing!

Low deposit

Ananta

NSW

Excellent service. Very friendly and knowledgeable staff.

My home loan process was done by Prakash Rai who is very humble, supportive and always willing to help in each and every aspect.

He made this difficult situation very easy. Always available to answer any questions. I am very happy with the service provided by him and will always come back for any future home loans.

I would highly recommend Home loan experts to everyone.

Bianca

VIC

Thank you Jenish and Ganga for your awesome services.

There was absolutely nothing straightforward about our home loan! Phone calls and emails were always answered very quickly, no matter how silly the questions were.

Your knowledge, expertise and perseverance made us the proud owners of our very first home. We definitely have no hesitation recommending Home Loan Experts.

Refinance

Krishnaprasad P.

Greater Melbourne (Outer), VIC, AU

Perseverance and outcome driven Team!
Edward and his assistants have been fantastic. They made Refinance swift and smooth. We can't wait to engage them again for additional borrowing. Happy to recommend to others without hesitation.

Cherie

Metropolitan Adelaide, SA, AU

First time using a Broker and could not be happier. Pramesh and Sameer were extremely helpful and professional. From beginning to settlement all went very smoothly. Pramesh and Sameer kept us well informed via emails and phone calls the whole time. Will definitely use Home Loan Experts again and will recommend them to others.
Cherie & Glen M

Non-resident

Jason Underwood

2840-10 Nagakura, Karuizawa, Kitasakugun, Nagano, Japan

Manish and Sid were excellent! Their communication was on point, and they guided me through the loan application process really well. I had some issues with getting documents from my employer in Japan and translations that were acceptable to the bank, but Manish and Sid did a great job advocating on my behalf. Thank you Manish and Sid!

Lindsay

UK

Romy and Rojina were amazingly helpful, and thanks to them we now have our dream house!

Getting the initial pre-approval took longer than we'd been advised - which meant we weren't able to bid on the house we'd initially wanted - although to be fair the hold up was entirely with the bank - Romy and Rojina moved heaven and earth to try and get things done by our deadline.

We've subsequently bought something else which we like better and if we were in the same situation I wouldn't hesitate to use them again, the only thing I'd do differently is trying to allow more time for the initial pre-approval.

Gifted deposit

Peter

Hobart, TAS, AU

First time user of Home Loan Experts...happy to recommend to anyone looking for a loan or having trouble with their current broker/bank, which was my situation. Preeti was super and ran like made finding what I needed and Saujan just finished it off for me and made sure things were on track. Well done guys keep the good work up.

Mark

QLD

These people are really the home loan experts! Azita was a lifesaver and helped us through a very difficult home loan application.

Company title

Michelle & Alex

Matraville, NSW

After so many complications in getting a loan for our company title property, a friend recommended Paul Da Silva when we decided to refinance.

Paul made the process so easy; because of his extensive knowledge and experience, every hurdle was dealt with promptly and stress-free without having to supply more and more documents.

We highly recommend Paul and are very happy with the deal he got for us and the advice he provided. Many thanks, Paul.

Commercial

Kozzy Sox

NSW

Commercial loans are very risky and complex. Sole traders like me often find it very hard to provide required documents. But these guys really did a great job for me to get a commercial loan.

They replied my emails, and answered all my calls all the time and always on time. I did talk to other brokers about my issues but they weren't really helpful at all.

Home loan experts were fast and clear in loan proceedings. Thank you guys. Cheers!!

Colin

Brisbane, QLD

A big thank you to Russell and Shreya J. for everything!

It is really most appreciated. I honestly don't know if I would have been able to secure a home loan for my business and trust without you guys.

First home buyer

Aprille

Gippsland, VIC, AU

Excellent Service
Jeffrey and Sunish did a great job. They helped us all throughout the home loan process and made it easier and possible. They are easy to deal with and quick to respond to any queries. We are really satisfied with the service provided to us and will highly recommend them.

Jenna W.

Greater Melbourne (Outer), VIC, AU

The customer service I received from the start of my enquires was fantastic. I had no idea if I could even apply for a loan but I was guided and educated throughout the whole process. It’s really a no brainer to get the help of a mortgage broker in today’s “hard to get a loan” world. A special shoutout to Jenish - Thank you so much, we love our new home.

Everything else

Grant S.

Launceston, TAS, AU

Dream comes true !!
thank you to Edward and Sija. The professionalism and efficiency of the Home Loan Experts has led to a smooth and trouble free experience. The communication has been constant and positive without stress, especially when dealing from another state. I have no hesitation in referring potential clients to the Home Loan Experts.

CYC

Greater Melbourne (Metropolitan), VIC, AU

Kudos to Jonathan and Uttam for their great services ! They are very professional, knowledgeable, very patience to any of our queries/request and fast reply to our email. This is our first time dealing with broker for home loan and we were surprised that they made the whole process much simple and efficient for us. They even put our matter on high priority and rushed the bank to have our loan document ready in very short notice as my husband will be overseas. We are very happy with the recommended home loan package and will definitely use their service again and highly recommend them !