We strive to go beyond the finance industry norm and deliver exceptional, personalised service to our clients.
What have our customers said about working with us?
Discounts for professionals
Bad credit history
95% home loans
We came to Home Loan Experts to get a loan on an investment property after being turned away by a number of banks and other lenders.
Within a couple of days our broker Prakash managed to find us several potential options despite the difficulties we had encountered on our own earlier. In the end, Home Loan Experts helped us secure an incredible interest rate with a well-known bank and we couldn't be happier.
The entire process went smoothly, we were kept in the loop at all times and our loan manager Sharon kept on top of all the paperwork to ensure a smooth transition.
I know for a fact that we wouldn't have been able to purchase our property without Home Loan Experts, I can't recommend them enough.
Like to mention Mohit who had helped us greatly in securing a loan with great rates.
He is a dedicated, hard worker and a patient broker who helped us greatly throughout the process.
Bad credit history
After being in a part IV debt agreement and struggling, I was able to get finance, fix all my debt problems, and redo my mortgage all in one go, no one else had been able to help me and the stress was terrible.
The assistance I received has changed my life. I could not fault these people in any way. I only wish I had contacted them earlier.
Tara K C
Excellent company with great ethics. We were referred to our Broker Romy Dhungana by a friend who was impressed with his service when doing his loan with them. Romy fully understood our requirements and helped us understand the complete process along with obtaining the best loan product.
Rojina, his support staff also ensured the process was seamless and stress-free. I would recommend them to everyone I know.
Temporary residents / 457 visa
The Home Loan Experts team lead by Vivienne and very ably supported by Rojina and Sriya have been very helpful in getting my loan processed and the ensuing follow up.
My case was distinctive as it involved me living overseas with no track record of financial performance in Australia. I wish them the very best going forward.
Our broker is Raul and his assistants helping us along our loan application are Sheela and Sarah. They are all very supportive and useful.
Everything went so smoothly. They always give us information of how our application is going. Thank you very much for your help again. Your team is amazing.
Shabba helped me to get my home loan.
I can't recommend her highly enough, she has great communication and excellent knowledge. She helped every step of the way. Would definitely recommend to others.
Jenish and the team at Home Loan Experts were able to guide us through the minefield of first home ownership.
Our previous involvement with another popular broker went very sour (and somewhat scary) due to the incompetent actions of that other broker. Jenish and Home Loan Experts really saved the day by taking over and helping us through a very difficult and stressful (but exciting) time in our lives.
Jenish and Ganga were both extremely patient with our NUMEROUS enquiries and questions, but yet never made us feel once that we were being a pain or annoying.
Jenish and the team were able to secure an amount much higher than our previous broker, and this was due to their attention to detail and persistence in dealing with the lender to ensure the best result for us.
Very happy and highly recommended.
95% loans / No genuine savings
The team at the HLE is very hard working and committed. Communication is also great.
Jenish and Sharon worked very hard for my loan application. Their friendliness made this overwhelming experience easier.
Keep up the good work guys.
I had been previously declined by the big banks due to not enough savings and a personal loan situation. This was despite the help of my previous broker who only had access to certain banks with the majority being big institutions.
Through some google searches, I found Home Loan Experts and was assigned Vivienne as my broker. She's so friendly to deal with and was always on my side to support throughout the loan application processes. She's always there to give me advice and be supportive, which meant a lot to me. Finally, I secured a bank loan for my first home owner occupied property with only a 5% deposit.
A big thank you to Vivienne Than from Home Loan Experts! I would definitely recommend her and Home Loan Experts to any of my friends who are facing the same situation.
My husband and I have used the Home Loan Experts three times now with a successful outcome every time.
No job has ever been too hard, despite our situation being somewhat challenging with my husband being newly self-employed. Their customer service is fantastic with speedy and helpful replies to all emails and phone calls.
I highly recommend Home Loan Experts and their services! A special thank you to Amine and Sarah for all their help!
Professional, competent, great service.
Jenish - our mortgage broker was fantastic. Can't rate them high enough! Our situation was far from simple, but they made it easy for us.
We got the outcome we wanted. Highly recommended!!
Discounts for professionals
Very helpful and professional. The entire process from beginning to end was very smooth and well communicated. Jenish and Rojina were very helpful and made it very easy on our first property purchase.
I would highly recommend this team and would use their services again!
Absolutely amazed with the level of service I received from Home Loan Experts.
Jef and Alisha were fantastic and kept me informed throughout the entire process. The team at Home Loan Experts is great. They're a team of highly motivated, efficient and professional individuals that really go the extra mile and strive for the best outcome.
The team were able to get me waived LMI as a pharmacist saving me thousands of dollars. Amazing!
Excellent service. Very friendly and knowledgeable staff.
My home loan process was done by Prakash Rai who is very humble, supportive and always willing to help in each and every aspect.
He made this difficult situation very easy. Always available to answer any questions. I am very happy with the service provided by him and will always come back for any future home loans.
I would highly recommend Home loan experts to everyone.
Thank you Jenish and Ganga for your awesome services.
There was absolutely nothing straightforward about our home loan! Phone calls and emails were always answered very quickly, no matter how silly the questions were.
Your knowledge, expertise and perseverance made us the proud owners of our very first home. We definitely have no hesitation recommending Home Loan Experts.
We’ve used Home Loan Experts to first get a mortgage and then two years later, to refinance. They have stayed in touch in between, maintaining an ongoing service relationship.
Their service is completely free and we have nothing negative to say about them throughout two years as their clients.
We were very pleased with our broker Prakash. He was able to get us a new mortgage with an extremely competitive rate along with a cash withdrawal facility against the increase in equity in our home so we could finance the renovation we’ve been planning.
Kristina, who managed our application and settlement, was one of the most attentive, polite, caring, patient and lovely professional that we’ve had the pleasure of dealing with, in any context.
We wouldn’t hesitate to recommend Home Loan Experts to anyone.
Thank you, Kameron Gutierrez, for helping me out to refinance my house.
You have been a great help and have done a great job. I will definitely get in contact with you again if in the future I need to refinance.
Romy and Rojina were amazingly helpful, and thanks to them we now have our dream house!
Getting the initial pre-approval took longer than we'd been advised - which meant we weren't able to bid on the house we'd initially wanted - although to be fair the hold up was entirely with the bank - Romy and Rojina moved heaven and earth to try and get things done by our deadline.
We've subsequently bought something else which we like better and if we were in the same situation I wouldn't hesitate to use them again, the only thing I'd do differently is trying to allow more time for the initial pre-approval.
Romy and Binay were very helpful and responsive. they made sure the journey from application to the settlement was as smooth and as stress-free as possible.
I appreciated the quick turnaround on all queries and proactive support throughout. No hesitation in recommending Home Loan Experts - great service and got us a great rate too!
Amanda & Andrew
The Ponds, NSW
Our experience working with Paul was totally positive from start to finish. We sought advice from Home Loan Experts and Paul after our previous broker had been dragging the chain for months and months on arranging a pre-approval, and once obtained had not selected the right mortgage type to suit our needs. After wasting this time with the previous broker, we had little time to finalise a new mortgage as we were required to move out of rental premises.
Paul came to our rescue and sorted everything in a matter of weeks, such that we were in our new home within 6 weeks.
Given we were first home owners and not experienced in obtaining loans, Paul provided clear and objective advice that made us feel confident that things would progress well; and they did. We can't thank Paul enough for his hard work and his years of experience in the industry was clearly invaluable to us in making it possible to purchase our first home.
Michelle & Alex
After so many complications in getting a loan for our company title property, a friend recommended Paul Da Silva when we decided to refinance.
Paul made the process so easy; because of his extensive knowledge and experience, every hurdle was dealt with promptly and stress-free without having to supply more and more documents.
We highly recommend Paul and are very happy with the deal he got for us and the advice he provided. Many thanks, Paul.
Commercial loans are very risky and complex. Sole traders like me often find it very hard to provide required documents. But these guys really did a great job for me to get a commercial loan.
They replied my emails, and answered all my calls all the time and always on time. I did talk to other brokers about my issues but they weren't really helpful at all.
Home loan experts were fast and clear in loan proceedings. Thank you guys. Cheers!!
A big thank you to Russell and Shreya J. for everything!
It is really most appreciated. I honestly don't know if I would have been able to secure a home loan for my business and trust without you guys.
Home loan expert got us a loan when everyone else had turned us down due to our complicated financial situations.
Amine worked wonders for us, always professional and looked at us very well. We are now building our house and the team at Home loan experts have continued to look after us with our dealings with the bank.
Siddhi has been nothing but fantastic for us, always available & keeping us well informed. I would 100% recommend home loan experts to anyone looking to get a mortgage.
Jonathan Preston and Sharon Shrestha have made my dream come true. With their expertise, their professionalism and excellent services I would like to say thank you so much.
I also would like to acknowledge Siddhi Adhikari for her support and excellent service. I have never experienced such a wonderful services anywhere before. God Bless!!