Author: Otto Dargan
Save A Deposit Or Pay Off Debts?
The first step in buying a home is to get your finances in order. There are many would-be home buyers who have some small debts like a credit card or personal but no savings. So should you save a deposit or pay off debts? Step 1: Can you buy now with no deposit? You didn’t...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Credit Score, Debts, Deposit, First home Buyer, Home Loan, Mortgage
How Banks Read Your Payslips
When you apply for a home loan you’ll be asked to provide certain documents to support what you have written on your application form. One of the most important documents, and most poorly understood, are your payslips. What do the banks need? Most lenders will ask...
Read morefolderCategory: Home Loan Articles, Unusual Employment Loans
bookmarkTags: Banks, Loan, Mortgage Broker, Self Employed
Why Lying On Your Mortgage Application Is A Bad Idea
Something we see more of than we should are home loan applications where someone has withheld information or deliberately tried to mislead the lender. This is a sure-fire way to get your application declined and get an unwanted enquiry on your credit file. Don’t make...
Read morefolderCategory: News
bookmarkTags: Credit Checks, Debts, Home Loan, Mortgage
Can You Use Your Super As A Deposit?
Should Australians be allowed to dip into their superannuation for the deposit on their first home? Treasurer Joe Hockey recently floated this idea when speaking with Sunrise‘s David Koch last Friday and it has since roused the ire of members of the Labor Party and former...
Read morefolderCategory: News
bookmarkTags: Banks, Debts, Deposit, First home Buyer, Government, Home Loan, Lenders, Loan, Mortgage, News, Self Employed
6 Questions To Ask A Real Estate Agent
As you hop from one property to another in search of the perfect house, knowing what questions to ask your real estate agent can save you a lot of time, stress and confusion. Your agent can be your best friend and give you several tips – if you ask the right questions! By...
Read morefolderCategory: Home Loan Articles
bookmarkTags: First home Buyer, Home, Investment
Australian Mortgages For UK Residents
Australian real estate has been popular with British expats and investors for a long time: many like to move here, either temporarily or permanently. At the moment, Australia is also one of the safest property markets in the world. When applying for a mortgage in Australia,...
Read morefolderCategory: Home Loan Articles, Overseas Borrowers
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Australian Mortgages For UK Residents
Australian real estate has been popular with British expats and investors for a long time. Many like to move here, either temporarily or permanently. At the moment Australia is also one of the safest property investment countries in the world. Does buying real estate differ...
Read morefolderCategory: Home Loan Articles, Overseas Borrowers, Temporary Residents
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folderCategory: Low Doc Loans
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Australian Mortgages For USA Citizens
Contrary to popular belief, there are Americans that actually know where Australia is! In fact, each year, thousands of US citizens migrate Down Under to become expats to holiday and work, and some even end up buying their very own slice of the Australian dream. A large...
Read morefolderCategory: Overseas Borrowers, Temporary Residents
bookmarkTags: 457 Visa, Home Loan, Investment, Investors, Mortgage, Mortgage Broker, Non-Resident, Property Investment
Warehouse Conversions
There are many old unused warehouse and loft spaces in and around major cities. When investors and developers convert these into large, open plan apartments they are called warehouse conversions, or loft conversions. Many people are attracted to the buildings that have character...
Read morefolderCategory: Property Types
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