News
First Home Buyers Flock Back To Market
Is the tide turning for first home buyers? With interest rates still at record lows and the pressure on investment lending continuing, pockets of the real estate market are looking brighter for first home buyers (FHBs) for the first time since 2010. That’s according to...
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ABAs 2018: We Won!
Home Loan Experts has won ‘Social and Community Service Program of the Year’ and named a ‘Customer Service of the Year – Office (more than 5 brokers)’ finalist at the 2018 Australian Broking Awards. We are humbled to once again be recognised by...
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Are Investment Loans Back In Favour?
A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investors, News
Funny Street Names Answer To High Property Prices?
Are you a first home buyer trying to crack the real estate market? A study by a group of high school girls may have cracked the answer to affordable housing: find the streets with the silliest names and you could save up to $140,000. You’ll get teased butt save a fortune Let’s...
Read morefolderCategory: Property Types
bookmarkTags: first home, First home Buyer, Home, News, Property Investment
Government Abolishes 457 Visas
Can I still buy a property in Australia? Late yesterday, the Turnbull Government announced that it would be axing 457 visas, a scheme that has been around for over 20 years. The current scheme has instead been replaced with two new temporary visas, each with stricter eligibility...
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bookmarkTags: 457 Visa, Government, Mortgage, News, Non-Resident
The Future Of Australian Real Estate
Is the housing boom over? For some parts of Australia the property market may have reached its peak. The key for investors is to identify which parts of the market are going to do well and which are a house of cards. If you’re thinking about buying a new unit or apartment,...
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Major Bank Cuts Lending To 33 Postcodes
In a surprise move on Friday, National Australia Bank (NAB) announced that it was expanding its restricted postcode list to include many more inner city and regional areas. The bank will now restrict lending in these areas by requiring people to have a larger deposit or more...
Read morefolderCategory: News, Policy Changes
bookmarkTags: Banks, Deposit, Lenders Mortgage Insurance, News, Predictions
Going, Going, Gone! The End Of Foreigners Buying Australian Property
“I’m so stressed. I have 11 properties settling and I don’t know what to do, none of the banks want to lend to foreigners…” The message was from a friend of mine who’s also a mortgage broker. She sometimes messagages me to get advice for tricky...
Read morefolderCategory: News, Overseas Borrowers, Temporary Residents
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First Home Saver Account Is Gone
As of 1 July this year, the First Home Saver Account (FHSA) is no longer available to hopeful first home buyers. The account provided savers with tax breaks and co-contributions from the government. It sounded pretty good but by the time it was scrapped, there was only around...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Deposit, FHOG, first home, First home Buyer, First Home Owners Grant, first home saver account, Home Loan, Mortgage, News
Is Your Property Located In One Of These Risky Suburbs?
Did you hear? Your suburb may be on a list of high risk postcodes as identified by one of the Australia’s biggest banks! National Australia Bank (NAB) has identified 40 suburbs where “significant deterioration in credit risk has been observed” and a further 43 suburbs...
Read morefolderCategory: Policy Changes
bookmarkTags: Deposit, First home Buyer, Home, Home Loan, Investment, Lenders Mortgage Insurance, LMI, Mortgage, News
