Investors
Is The Interest Only Loan Crackdown Over?
The Australian Prudential Regulation Authority (APRA) will soon remove its so-called interest only “speed limit” that saw banks put the brakes on interest only loan approvals. We expect cheaper interest rates are just around the corner but is the right time to apply...
Read morefolderCategory: Investment Loans
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7 Hot Tips To Buy A Home In A Falling Market
The media has been positively frothing this week with some economists forecasting a real estate market crash. We think that sentiment is a little overblown and we’re expecting a soft landing but, either way, the current environment is presenting many opportunities for savvy...
Read morefolderCategory: Property Market
bookmarkTags: first home, Investment, Investment Strategy, Investors, Predictions, Property Investment
Has Your Investment Loan Borrowing Power Suffered?
Some of Australia’s best performing cities have been in decline for the last six months which means it’s a great opportunity for property investors to take advantage…if you can get approved for a home loan. Banks have tightened their lending criteria and borrowing...
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Are Investment Loans Back In Favour?
A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...
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Major Lender Stops Investment Loans
Should investors be afraid? One of Australia’s largest non-banks, Heritage Bank, announced today that it would no longer be accepting new investment loan applications, effective immediately. So what does it mean if you already have an investment loan with Heritage? Will...
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Aussie Expats Can Beat The Investment Loan Hike
Are you an Aussie expat that has been abroad for a while? You may not have heard about the increases to investment loan interest rates! Throw into the mix the lending restrictions affecting all non-residents and you may be wondering what you can do to avoid these high costs. Read...
Read morefolderCategory: Overseas Borrowers
bookmarkTags: expat, Investment, Investors
What Happened To My Home Loan Rate?
Some major lenders have reduced home loan rates on variable rate home loans and hiked investment loans but it’s not all bad news for investors! How much your monthly repayments will change will depend on the lender you’re with and the type of mortgage that you have. Some...
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bookmarkTags: Home Loan, Interest Rates, Investment, Investors, Mortgage
What Every Property Investor Needs To Know In 2015
With recent reports citing a “cooling off” in the Sydney real estate market, are there still opportunities in Australia for savvy investors? The short answer is yes, but you’ll have to be vigilant and put in the hard work…and you’ll probably also need to look outside...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investment Strategy, Investors, Lenders, News, Predictions, Property Investment
Foreign Investors Face Tough New Penalties
Last week, the Federal Treasurer Joe Hockey introduced into parliament tough new laws for foreign investment in Australian property. These new laws are set to come into effect by 1 December so if you’re planning to invest in Australian real estate, listen up. Breaches of Foreign...
Read morefolderCategory: News
bookmarkTags: 457 Visa, Government, Investment, Investors, News, Non-Resident, Property Investment
3 Simple Tax Benefits That Every Property Investor Should Know
Do you cringe at the thought of the tax man cutting into the profit you make from your investment property? Did you know that you can reduce your taxable income and maximise your earnings from your investment? It’s important to speak to an accountant before doing so but here...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment Strategy, Investors, Property Investment
