Investors
Where Are The Investment Opportunities In Regional Australia?
In the past six months, the value of investor loans increased by 48.1%, compared with a 29.7% increase for owner-occupier loans. Investors are becoming more active in the property market. In the March 2021 quarter alone, investment lending for houses surged by 28.7%, while...
Read morefolderCategory: Property Market
bookmarkTags: Investment Strategy, Investors, Property Investors
How COVID-19 Has Affected The Regional Property Market
One of the most significant impacts of COVID-19 in Australia has been the ‘working from home’ shift. According to the Household Impacts of COVID-19 Survey in February, 41% of people with a job have worked from home at least once a week in February 2021. Before March 2020,...
Read morefolderCategory: Mortgage News
bookmarkTags: COVID-19 effects, Investors, Regional property market
Is Rentvesting Right For You?
If you’ve been looking into options for home ownership or property investment, rentvesting may have been a term you’ve come across. There has been a growing trend in rentvesting across Australia, particularly with millenials and first home buyers looking to get onto the property...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investment Strategy, Investors, Property Investment
Should I Keep My Home As An Investment?
Guest post: George Porter What should you do with your first home when you decide to upgrade and buy a new home? Understanding the benefits and identifying the common mistakes can help you make a better decision when choosing to either keep your home or sell it. 4 reasons to...
Read morefolderCategory: Investment Loans
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Is The Interest Only Loan Crackdown Over?
The Australian Prudential Regulation Authority (APRA) will soon remove its so-called interest only “speed limit” that saw banks put the brakes on interest only loan approvals. We expect cheaper interest rates are just around the corner but is the right time to apply...
Read morefolderCategory: Investment Loans
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7 Hot Tips To Buy A Home In A Falling Market
The media has been positively frothing this week with some economists forecasting a real estate market crash. We think that sentiment is a little overblown and we’re expecting a soft landing but, either way, the current environment is presenting many opportunities for savvy...
Read morefolderCategory: Property Market
bookmarkTags: first home, Investment, Investment Strategy, Investors, Predictions, Property Investment
Has Your Investment Loan Borrowing Power Suffered?
Some of Australia’s best performing cities have been in decline for the last six months which means it’s a great opportunity for property investors to take advantage…if you can get approved for a home loan. Banks have tightened their lending criteria and borrowing...
Read morefolderCategory: Investment Loans
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Are Investment Loans Back In Favour?
A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...
Read morefolderCategory: Investment Loans
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Major Lender Stops Investment Loans
Should investors be afraid? One of Australia’s largest non-banks, Heritage Bank, announced today that it would no longer be accepting new investment loan applications, effective immediately. So what does it mean if you already have an investment loan with Heritage? Will...
Read morefolderCategory: News
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Aussie Expats Can Beat The Investment Loan Hike
Are you an Aussie expat that has been abroad for a while? You may not have heard about the increases to investment loan interest rates! Throw into the mix the lending restrictions affecting all non-residents and you may be wondering what you can do to avoid these high costs. Read...
Read morefolderCategory: Overseas Borrowers
bookmarkTags: expat, Investment, Investors
