Why Do Mining Engineers Get Special Home Loan Discounts?

personOtto Dargan access_timeSeptember 29, 2015

Whether you’re a mining engineer, surveyor or geologist, Australians know that you’re one of the backbones of our nation’s economy and you work bloody hard to keep it that way. With well over 400 mining, energy and resources projects either underway or planned for the near...

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Why Do Banks Give Lawyers Special Treatment?

personOtto Dargan access_timeAugust 22, 2015

Not many lawyers, solicitors or barristers know this but Australian lenders have a bit of a love affair with you guys. Before you get creeped out, what we’re saying is that banks are willing to offer massive discounts on your home loan because they consider legal professionals...

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Why Should Lawyers Use A Mortgage Broker?

personOtto Dargan access_timeJuly 22, 2015

As a lawyer, do you know much about what mortgage brokers do? You should! They’re professionals that know how to save lawyers, solicitors and barristers thousands of dollars on their home loan. The reason is that banks consider legal professionals to be low risk borrowers...

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3 Ways To Reduce LMI On A Home Loan

personOtto Dargan access_timeFebruary 18, 2015

Unless you’re a specific type of doctor, accountant, lawyer, engineer or other professional, you’ll have to pay Lenders Mortgage Insurance (LMI) when borrowing more the 80% of the property value. Having a Loan to Value Ratio (LVR) of more than 80% is a huge risk for the banks...

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Can You Reduce Or Avoid LMI?

personOtto Dargan access_timeJanuary 12, 2015

LMI is a one off fee payable when borrowing more than 80% of the property value. On top of that, it only protects the bank, not you, if you default on your mortgage. It can also be majorly expensive, which kind of sucks! To put the cost into perspective, if you borrowed $510,000...

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Investec Home Loans: What Happened?

personOtto Dargan access_timeNovember 17, 2014

Specialist lender Investec sold off its Australian professional banking arm for $440 million earlier this year and many high net worth professionals have been left wondering where they should go for a home loan. As part of our High Net Worth Clients Package you may be eligible...

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Optometrist Home Loans

personOtto Dargan access_timeNovember 7, 2014

As an optometrist, you help people see the world clearly again. Isn’t it about time someone pulled the wool from your eyes? Did you know that you may be eligible for special home loan discounts not advertised to the general public? Let’s just say that the banks have a special...

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Home Buyers Love Guarantor Home Loans

personOtto Dargan access_timeNovember 6, 2014

Are you tired of living at home or renting? Are you struggling to save up enough for a deposit on a home? A guarantor home loan is still the best way to get a home loan with no deposit. With property prices set to continue their march for most Australian capital cities over the...

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Special LMI Offer For Professionals

personOtto Dargan access_timeJuly 1, 2014

One of our lenders has announced a special discount on Lenders Mortgage Insurance (LMI) for certain professionals who are applying for a home loan. Although this is a limited time offer, it is likely that the lender will extend the offer if it is successful. Which professions...

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Not A Surgeon? Have A Heart To Heart With Your Broker

personOtto Dargan access_timeApril 24, 2014

What is the secret home loan that the banks won’t tell you about and only 5 per cent of mortgage brokers can arrange? A doctor loan! In a recent interview with The Daily Telegraph, mortgage broker Hank (Hoa) Hong explains how medical professionals with no genuine savings...

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