Doctor

3 Home Loan Discounts Exclusive To Doctors

personOtto Dargan access_timeApril 24, 2015

Are you a doctor looking to buy a property? Did you know that you can get exclusive home loan deals just because of your profession? Medical professionals are the most favoured professionals for banks because they are considered to be low risk borrowers with high incomes. Here...

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3 Ways To Reduce LMI On A Home Loan

personOtto Dargan access_timeFebruary 18, 2015

Unless you’re a specific type of doctor, accountant, lawyer, engineer or other professional, you’ll have to pay Lenders Mortgage Insurance (LMI) when borrowing more the 80% of the property value. Having a Loan to Value Ratio (LVR) of more than 80% is a huge risk for the banks...

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Can You Reduce Or Avoid LMI?

personOtto Dargan access_timeJanuary 12, 2015

LMI is a one off fee payable when borrowing more than 80% of the property value. On top of that, it only protects the bank, not you, if you default on your mortgage. It can also be majorly expensive, which kind of sucks! To put the cost into perspective, if you borrowed $510,000...

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Investec Home Loans: What Happened?

personOtto Dargan access_timeNovember 17, 2014

Specialist lender Investec sold off its Australian professional banking arm for $440 million earlier this year and many high net worth professionals have been left wondering where they should go for a home loan. As part of our High Net Worth Clients Package you may be eligible...

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Optometrist Home Loans

personOtto Dargan access_timeNovember 7, 2014

As an optometrist, you help people see the world clearly again. Isn’t it about time someone pulled the wool from your eyes? Did you know that you may be eligible for special home loan discounts not advertised to the general public? Let’s just say that the banks have a special...

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Special Home Loans For Dentists

personOtto Dargan access_timeOctober 23, 2014

Some people are afraid of dentists. Luckily for dental professionals though, banks absolutely love you! In fact, some are willing to offer incredible home loan discounts just to get your business. Have we got you smiling? With stable employment and a good income, dentists are...

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Special Home Loans For Vets

personOtto Dargan access_timeSeptember 19, 2014

Are you a practicing veterinarian thinking of buying a home or starting your own business? If so, we have some good news for you! As with other medical professionals, Australian lenders consider vets low risk borrowers due to their profession and high incomes. As they progress...

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Doctor Home Loans

personOtto Dargan access_timeJuly 3, 2014

Did you know that you can be rewarded with special home loan discounts just because of your profession? Doctors and other medical professionals are low risk borrowers with great incomes and some banks will go the extra mile to get your business. What home loan discounts can I...

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Not A Surgeon? Have A Heart To Heart With Your Broker

personOtto Dargan access_timeApril 24, 2014

What is the secret home loan that the banks won’t tell you about and only 5 per cent of mortgage brokers can arrange? A doctor loan! In a recent interview with The Daily Telegraph, mortgage broker Hank (Hoa) Hong explains how medical professionals with no genuine savings...

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