Author: Otto Dargan

Federal Budget 2024-25: Relief Measures Now, Rate Hikes Ahead?

personOtto Dargan access_timeMay 15, 2024

The Federal Budget 2024-25 promises measures to address the cost-of-living squeeze, support homebuyers and boost housing supply. These measures are likely to be met with a sigh of relief from mortgage holders nationwide. But a potential tightening of the monetary screws by the...

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Strategies For Success As A Property Investor

personOtto Dargan access_timeApril 30, 2024

Property investment can be a great way to grow your wealth, but it’s important to understand the market and plan your finances wisely. We’re proud to feature insights from Home Loan Experts mortgage brokers Robert Mo and Jonathan Preston. They bring you the essential...

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Tips For First-Home Buyers As Housing Affordability Worsens

personOtto Dargan access_timeApril 30, 2024

The latest ANZ/CoreLogic Housing Affordability Report paints a grim picture for aspiring homeowners. Housing affordability has continued its downward spiral. Here’s a snapshot of the unsettling statistics from March 2024: The portion of income required to service median...

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Australian Mortgages For UK Residents

personOtto Dargan access_timeApril 29, 2024

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Your Borrowing Power Has Gone Down – Here’s Why

personOtto Dargan access_timeMarch 20, 2024

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How The New Stage 3 Tax Cuts Boost Your Borrowing Power

personOtto Dargan access_timeJanuary 31, 2024

The Stage 3 Tax Cuts in Australia are expected to impact the borrowing power of individuals, particularly middle-income earners, by potentially increasing their income and borrowing capacity. We did the calculations on how the changes affect your borrowing power. How Your...

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Experts Predict Property Trends For 2024

personOtto Dargan access_timeJanuary 26, 2024

As we step into 2024, the team at homeloanexperts.com.au is thrilled to share exclusive insights from our property experts and mortgage brokers regarding the property market. In this blog post, we present their takes on emerging trends, challenges and opportunities for buyers,...

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APRA’s 3% Buffer And What It Means For You

personOtto Dargan access_timeDecember 11, 2023

In a recent announcement, the Australian Prudential Regulation Authority (APRA) confirmed the mortgage serviceability buffer remains at 3%, following its annual update on macroprudential policy. What Is the APRA buffer rate? The APRA buffer rate, also known as the serviceability...

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How Mortgage Elves Bring Holiday Magic

personOtto Dargan access_timeDecember 6, 2023

Move over, Santa’s elves! There’s a new crew in town – and they’re not busy crafting toys. They’re the Mortgage Elves, working behind the scenes during this festive season to bring holiday magic to home financing. There are striking similarities between...

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Queensland Doubles First Home Owner Grant To $30,000

personOtto Dargan access_timeNovember 21, 2023

Effective today, eligible first-home buyers in Queensland can get $30,000 as a First Home Owner Grant. This is double the previous grant amount of $15,000. The changes will apply to eligible transactions between 20 November 2023 and 30 June 2025. First home owners are expected...

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