First Home Buyer
Top 10 Biggest Home Buyer FAILS
Not having a deposit or a guarantor Not having any savings of your own to put towards the purchase is mistake number one. As a minimum, you should have at least 5% deposit of the property value which you’ve saved through regular deposits into a savings account over a period...
Read morefolderCategory: Home Loan Articles
bookmarkTags: First home Buyer
Home Buyers Snubbed In Budget 2018
With the Government promising a $2.2 billion surplus by 2020, Scott Morrison’s “Santa Claus” budget has mostly ignored home buyers trying to get into the market. There is some good news though, and investors can breathe a sigh of relief that negative gearing...
Read morefolderCategory: News
bookmarkTags: First home Buyer, Government, Property Investment
Genuine Savings Changes Huge Win For Home Buyers
One of the biggest barriers to buying a home is saving the deposit but recent changes to lending policies means it’s now easier to get a home loan if you don’t have genuine savings. That’s because Genworth, Australia’s largest Lenders Mortgage Insurance...
Read morefolderCategory: No Deposit Home Loans
bookmarkTags: Deposit, First home Buyer, genuine savings, no genuine savings
First Home Super Saver Scheme Passes Senate
The First Home Super Saver Scheme (FHSSS) yesterday passed the Australian senate, allowing first home buyers to boost their deposit saving by up to $30,000 or $60,000 for couples. From 1 July 2018, the scheme will allow you to withdraw voluntary super contributions (capped) you...
Read morefolderCategory: News
bookmarkTags: first home, First home Buyer, First Home Owners Grant, Home
Even Homeowners Think House Prices Are “unfair”
More than ever, Australians are relying solely on future home prices for their financial stability and, in a surprise twist, property owners say they would benefit from lower house prices. That’s according to an ME Bank survey, which showed that 43 percent of respondents...
Read morefolderCategory: News
bookmarkTags: first home, First home Buyer, Predictions, Property Investment
Funny Street Names Answer To High Property Prices?
Are you a first home buyer trying to crack the real estate market? A study by a group of high school girls may have cracked the answer to affordable housing: find the streets with the silliest names and you could save up to $140,000. You’ll get teased butt save a fortune Let’s...
Read morefolderCategory: Property Types
bookmarkTags: first home, First home Buyer, Home, News, Property Investment
Mum And Dad Have Lent $65b To Their Kids
Around 30% of first home buyers using the “Bank of Mum and Dad” Outside of the top 4 banks, your mum and dad are the biggest lenders in Australia. It’s true! According to a new survey from comparison website Mozo, more parents than ever are helping their kids...
Read morefolderCategory: News
bookmarkTags: Deposit, First home Buyer, Home Loan, No deposit Home Loan
Ask Our Brokers A Question After Hours
Need a home loan but not sure where to start? Have a question about the home buying process? Maybe you just want to get an idea if you qualify. At Home Loan Experts, we understand that you have busy lives so you’re not always able to call our 1300 889 743 number during...
Read morefolderCategory: Home Loan Articles
bookmarkTags: First home Buyer, Home Loan, Mortgage, Mortgage Broker
The Truth About Being A Home Loan Guarantor
If you’re a mum or dad, chances are that you’re watching property prices going up across the country and worrying a lot about your kids buying a home of their own one day. You may have thought about helping your child out by acting as a guarantor on their home loan but you’ve...
Read morefolderCategory: No Deposit Home Loans
bookmarkTags: Deposit, First home Buyer, guarantor, Guarantor loan, Home Loan, Lenders Mortgage Insurance, Mortgage, No deposit Home Loan
4 Ways To Slash Your Home Loan Rate
4 Ways To Slash Your Home Loan Rate (And Save Thousands) People love a good bargain when it comes to clothes and gadgets but what about your home loan? Even with a tiny 0.30% discount you can save more than $30,000 in repayments! Do we have your attention now? Good! 4 magic...
Read morefolderCategory: Infographics
bookmarkTags: Banks, First home Buyer, Home, Home Loan, Investment, Lenders, Lenders Mortgage Insurance
