First Home Buyer

Top 10 Biggest Home Buyer FAILS

personOtto Dargan access_timeJune 21, 2018

Not having a deposit or a guarantor Not having any savings of your own to put towards the purchase is mistake number one. As a minimum, you should have at least 5% deposit of the property value which you’ve saved through regular deposits into a savings account over a period...

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Home Buyers Snubbed In Budget 2018

personOtto Dargan access_timeMay 9, 2018

With the Government promising a $2.2 billion surplus by 2020, Scott Morrison’s “Santa Claus” budget has mostly ignored home buyers trying to get into the market. There is some good news though, and investors can breathe a sigh of relief that negative gearing...

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Genuine Savings Changes Huge Win For Home Buyers

personOtto Dargan access_timeMarch 22, 2018

One of the biggest barriers to buying a home is saving the deposit but recent changes to lending policies means it’s now easier to get a home loan if you don’t have genuine savings. That’s because Genworth, Australia’s largest Lenders Mortgage Insurance...

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First Home Super Saver Scheme Passes Senate

personOtto Dargan access_timeDecember 7, 2017

The First Home Super Saver Scheme (FHSSS) yesterday passed the Australian senate, allowing first home buyers to boost their deposit saving by up to $30,000 or $60,000 for couples. From 1 July 2018, the scheme will allow you to withdraw voluntary super contributions (capped) you...

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Even Homeowners Think House Prices Are “unfair”

personOtto Dargan access_timeDecember 6, 2017

More than ever, Australians are relying solely on future home prices for their financial stability and, in a surprise twist, property owners say they would benefit from lower house prices. That’s according to an ME Bank survey, which showed that 43 percent of respondents...

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Funny Street Names Answer To Affordable Housing?

personOtto Dargan access_timeNovember 28, 2017

Are you a first home buyer trying to crack the real estate market? A study by a group of high school girls may have cracked the answer to affordable housing: find the streets with the silliest names and you could save up to $140,000. You’ll get teased butt save a fortune Let’s...

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Mum And Dad Have Lent $65b To Their Kids

personOtto Dargan access_timeSeptember 7, 2017

Around 30% of first home buyers using the “Bank of Mum and Dad” Outside of the top 4 banks, your mum and dad are the biggest lenders in Australia. It’s true! According to a new survey from comparison website Mozo, more parents than ever are helping their kids...

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Ask Our Brokers A Question After Hours

personOtto Dargan access_timeFebruary 6, 2017

Need a home loan but not sure where to start? Have a question about the home buying process? Maybe you just want to get an idea if you qualify. At Home Loan Experts, we understand that you have busy lives so you’re not always able to call our 1300 889 743 number during...

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The Truth About Being A Home Loan Guarantor

personOtto Dargan access_timeJanuary 1, 2017

If you’re a mum or dad, chances are that you’re watching property prices going up across the country and worrying a lot about your kids buying a home of their own one day. You may have thought about helping your child out by acting as a guarantor on their home loan but you’ve...

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4 Ways To Slash Your Home Loan Rate

personOtto Dargan access_timeAugust 28, 2016

4 Ways To Slash Your Home Loan Rate (And Save Thousands) People love a good bargain when it comes to clothes and gadgets but what about your home loan? Even with a tiny 0.30% discount you can save more than $30,000 in repayments! Do we have your attention now? Good! 4 magic...

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