Federal Budget 2024-25: Relief Measures Now, Rate Hikes Ahead?
The Federal Budget 2024-25 promises measures to address the cost-of-living squeeze, support homebuyers and boost housing supply. These measures are likely to be met with a sigh of relief from mortgage holders nationwide. But a potential tightening of the monetary screws by the...
Read moreStrategies For Success As A Property Investor
Property investment can be a great way to grow your wealth, but it’s important to understand the market and plan your finances wisely. We’re proud to feature insights from Home Loan Experts mortgage brokers Robert Mo and Jonathan Preston. They bring you the essential...
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Tips For First-Home Buyers As Housing Affordability Worsens
The latest ANZ/CoreLogic Housing Affordability Report paints a grim picture for aspiring homeowners. Housing affordability has continued its downward spiral. Here’s a snapshot of the unsettling statistics from March 2024: The portion of income required to service median...
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How The New Stage 3 Tax Cuts Boost Your Borrowing Power
The Stage 3 Tax Cuts in Australia are expected to impact the borrowing power of individuals, particularly middle-income earners, by potentially increasing their income and borrowing capacity. We did the calculations on how the changes affect your borrowing power. How Your...
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Experts Predict Property Trends For 2024
As we step into 2024, the team at homeloanexperts.com.au is thrilled to share exclusive insights from our property experts and mortgage brokers regarding the property market. In this blog post, we present their takes on emerging trends, challenges and opportunities for buyers,...
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APRA’s 3% Buffer And What It Means For You
In a recent announcement, the Australian Prudential Regulation Authority (APRA) confirmed the mortgage serviceability buffer remains at 3%, following its annual update on macroprudential policy. What Is the APRA buffer rate? The APRA buffer rate, also known as the serviceability...
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How Mortgage Elves Bring Holiday Magic
Move over, Santa’s elves! There’s a new crew in town – and they’re not busy crafting toys. They’re the Mortgage Elves, working behind the scenes during this festive season to bring holiday magic to home financing. There are striking similarities between...
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