Cash Rate
The Impact Of A Potential Cash Rate Increase On The Housing Market
When we think about the housing market, our minds often gravitate towards the more apparent factors like property prices, demand, and mortgage rates. Recently, the spotlight has shifted towards a potential cash rate increase as inflation data released by the Australian Bureau...
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When Will Interest Rates Go Down?
As the Reserve Bank of Australia (RBA) works to control rising prices, many people ask: When will interest rates go down? To help answer this question, Home Loan Experts CEO Alan Hemmings shares insights that mix careful thinking with hopeful expectations about interest rates. Expert...
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6 Trends To Look Out For In 2023
As we approach the new year, there are a few important things for homebuyers and investors to keep in mind for the next 12 months and beyond. The market has been tumultuous this year. The cash rate started at a historic low of 0.1% and ended with a 10-year high of 3.10%. Inflation...
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bookmarkTags: Australian property market, Borrowing power, cash rate, Interest Rates, Predictions
RBA Increases Cash Rate To 0.35%
The Reserve Bank of Australia (RBA) increased the cash rate by 0.25 percentage points; taking the historically low cash rate to 0.35%. An increase in the cash rate causes the interest rates on variable-rate mortgages to go up as well, as most lenders, including major banks,...
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2022 RBA Interest Rate Forecast: Bad News For The Property Market?
The Reserve Bank of Australia (RBA) is finally considering hiking its cash rate, for the first time in more than a decade. The RBA has pushed its cash rate to record lows since 2011. When COVID-19 hit Australia in 2020, the central bank set its interest rate at 0.1 per cent,...
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Coronavirus Fears Puts Cash Rate To A Historic Low
The Reserve Bank of Australia (RBA) has decided to lower the cash rate by 25 basis points to 0.50%, and the biggest impetus for this decision was the global coronavirus outbreak. In the past, while small lenders and neo lenders were quick to pass on the rate cut, even major banks...
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RBA Says: Expect An Extended Period Of Low Interest Rates
Great news for borrowers! The Reserve Bank of Australia’s Governor Philip Lowe says that the cash rate will stay low for the long term. In its 4 September meeting, the RBA has decided to keep the cash rate unchanged at 1%, which means that borrowers can enjoy a longer period...
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bookmarkTags: cash rate, fixed interest rates, Interest Rates, RBA, variable interest rates
RBA Slashes Cash Rate Again – Is Your Lender Passing On The Full Rate Cut?
The Reserve Bank of Australia (RBA) slashed the cash rate once again by 0.25% – taking the already low cash rate to its new historic low of 1.00%. Relatively, fewer banks are passing on the full rate cut compared to RBA’s rate cut in June. Who passed on the full rate...
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bookmarkTags: cash rate, Interest Rates, RBA, Refinance