Credit Score Calculator
Are you a high risk to the banks? Use our free online calculator to find out!
Gift letter for a home loan
Is your deposit a gift? Use our gift letter templates to avoid delays with your application.
We are the difficult loan experts!
Did you know that most mortgage brokers only use two or three lenders for most of their loans? And most bank managers have never worked for another bank?
Don't believe them if they say your home loan can't be approved!
Talk to us, the Home Loan Experts, for the right advice and the best deal every time!
Why should you talk to us?
Our staff are APPROVAL EXPERTS, with more experience & training than normal mortgage brokers.
Our services are FREE for most types of residential loans.
Australia wide services.
Access to over 40 lenders including the major banks.
A full member of the MFAA & COSL ensuring professional & ethical lending practices.
What are our specialties?
What sets us apart is our credit knowledge and ability to get your loan approved even if others have failed. Unlike most mortgage brokers we are specialists in a few select areas of finance:
- No BAS low doc loans for people with no financials, tax returns or income evidence.
- Low doc refinance loans are still available at discounted interest rates from some of our lenders.
- Guarantor home loans for first home buyers and investors looking to borrow 100%+ of the purchase price.
- Overseas borrowers who would like to invest in Australia or buy a home while here on a working visa.
- 90% home loans and even 95% home loans are still available for people in a good financial position.
- Finding you the lowest Lenders Mortgage Insurance Premium using our LMI calculator.
- Specialist loans for those of you that are an agency employee, casually employed, on probation, on maternity leave or are contracting.
- We have lenders that can take all of your overtime, bonus, commission and rental income into account.
Please enquire online to speak to one of our mortgage brokers. If you are not yet ready to apply for a loan then please post your questions on our free Home Loan Forum.
