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We Are Experts In Approving Difficult Loans!

Did you know that most mortgage brokers only use two or three lenders for most of their loans? And most bank managers have never worked for another bank?

Don’t believe them if they say that your home loan can’t be approved!

Talk to us, the Home Loan Experts, for the right advice and the best mortgage every time!

Why should you talk to us?

  • Our staff are APPROVAL EXPERTS, with more experience & training than normal mortgage brokers.
  • Our services are FREE for most types of residential loans over $300,000.
  • Australia-wide services.
  • Access to over 40 lenders including the major banks.
  • We hold an Australian Credit Licence, we are a member of the MFAA & COSL ensuring professional & ethical lending practices.

The banks are having a price war!

Have you heard what is going on between the major banks? The competition is heating up and the banks are offering discounts that they are not publishing to the general public. As mortgage brokers, we know exactly what they can offer and how to negotiate a better deal for your mortgage!

Interest rate discounts are normally expressed as a percentage below the Bank’s Standard Variable rate (BSV). Normally, with a professional package you can get a discount of up to 0.7% below the SVR without any negotiation.

By negotiation, we can often obtain the below interest rates:

  • Loans over $250,000: 0.90% below the BSV (Special offer!).
  • Loans over $500,000: 1.00% below the BSV.
  • Loans over $1,000,000 & below 80% LVR: 1.03% – 1.10% below the BSV.
  • Loans over $1,500,000 & below 75% LVR: 1.15% + below the BSV.
  • Loans over $2,500,000: Discounts are negotiated on a case by case basis.

These rates are only available as a special offer from some of our lenders. If you don’t qualify with those lenders then we can help you to obtain a discount with another bank.

These special offers will not last! Please call us on 1300 889 743 or enquire online for more information.

What are our areas of expertise?

What sets us apart from other mortgage brokers is our credit knowledge and ability to get your home loan approved even if others have failed. Unlike most mortgage brokers we are specialists in a few select areas of finance:

Unusual Employment:

  • People who have changed jobs and are now on probation;
  • Contractors, particularly those working in the Mining & IT industries;
  • People who receive part of their income as overtime, commission or as bonuses;
  • Casual workers;
  • Agency employees;
  • And many more!

Helping First Home Buyers:

Special Home Loan Discounts:

Helping Non-Residents:

first home buyersFinancing Non-Standard Properties:

Companies & Trusts

Please call us on 1300 889 743 or enquire online & one of our mortgage brokers will contact you to discuss your eligibility for a home loan. If you are not yet ready to apply for a loan then please post your questions on our free home loan forum.

Learn more about home loans

Applying for a home loan can be incredibly confusing! The endless supply of conflicting advice from friends, the media, the internet and your bank can leave home buyers wondering exactly where they stand. We’ve created a few online resources to help you learn more about mortgages:

We are here to help you achieve your dream of home ownership! Please call us on 1300 889 743 and discuss your options with one of our specialist online mortgage brokers.