Author: Otto Dargan
folderCategory: Home Loan Articles
bookmarkTags: construction loan, Home Loan, Property Market
Signs That You’re Ready To Stop Renting And Buy Your First Home
Are you tired of renting and wondering if you’re ready to buy your first home? If you’ve been thinking about it, it’s important to make sure you’re truly prepared before taking the plunge. Here are some signs that it’s time to move away from renting...
Read morefolderCategory: First Home Buyers
bookmarkTags: First home Buyer, home loan articles
How Rate Rises Can Affect Your Pre-Approval | Home Loan Experts
If you are in the market for a new home, you have probably heard of pre-approval – an agreement with a lender in which it confirms that it is willing to lend you a certain amount of money to purchase a home. But did you know that rising interest rates can affect your pre-approval,...
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bookmarkTags: Interest Rates, Pre approval, Property Market
Refinance Now Or Wait: Is The Peak Of Interest Rate Increases Behind Us?
Refinancing can be a smart financial move for homeowners looking to save money in the long run or reduce their short-term living expenses. Despite the record numbers of mortgage holders who have already taken advantage of refinancing, many have yet to explore whether they could...
Read morefolderCategory: cash rate, Fixed Rate Loans, Property Market, Variable Rate Home Loans
bookmarkTags: fixed or variable, fixed rate loan, refinancing, variable rate loan
folderCategory: Property Market
bookmarkTags: Australian property market, Property Buyers, Property Investment
Is It Better To Buy When Interest Rates Are High?
The Reserve Bank of Australia (RBA) raised the cash rate to 3.35%, and stated that further increases may be necessary to return inflation to target. However, it still might be a good idea to buy now, as the high-interest environment is only temporary, and you can refinance when...
Read morefolderCategory: Interest Rate
bookmarkTags: interest rate rise
Should I Refinance When House Prices Are Falling?
The Australian housing market has been in a downturn since last year, with interest rates reaching record highs, shrinking borrowing power and lowering home prices. Many borrowers are looking to refinance to secure a lower interest rate on their home loan. But falling house prices...
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bookmarkTags: property market predictions 2023, Refinance, refinance home loan
6 Trends To Look Out For In 2023
As we approach the new year, there are a few important things for homebuyers and investors to keep in mind for the next 12 months and beyond. The market has been tumultuous this year. The cash rate started at a historic low of 0.1% and ended with a 10-year high of 3.10%....
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bookmarkTags: Australian property market, Borrowing power, cash rate, Interest Rates, Predictions
9 Tips For Homebuyers & Mortgage Holders To Celebrate Christmas
It’s December, Christmas is near, but the festive mood is not as joyous as it should be for many. Australians have faced eight straight cash rate increases since May 2022. The joy of Christmas is fading away for mortgage holders and would-be homeowners who aren’t sure...
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First Home Buyers Looking For Alternative Ways To Enter The Property Market
The prices of homes are declining, but it is providing little relief for those looking to buy their first home, the First Home Buyer Report 2022 by Helia revealed. Affordability is the biggest obstacle to buying a home, the report states, as 68% of FHBs cited it in this survey. The...
Read morefolderCategory: First Home Buyers
bookmarkTags: first home buyers, Home Loan