Author: Otto Dargan
What Does The Stabilising Property Market Mean For First-home Buyers?
After nearly a year of increasing interest rates, the Reserve Bank of Australia (RBA) paused the hikes in April 2023. This decision raises expectations of a stabilisation and this could attract more first-home buyers to the housing market. Signs Of Property Market Stabilising There...
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bookmarkTags: Australian property market, First home Buyer, property market update
folderCategory: Home Loan Articles
bookmarkTags: construction loan, Home Loan, Property Market
Signs That You’re Ready To Stop Renting And Buy Your First Home
Are you tired of renting and wondering if you’re ready to buy your first home? If you’ve been thinking about it, it’s important to make sure you’re truly prepared before taking the plunge. Here are some signs that it’s time to move away from renting...
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How Rate Rises Can Affect Your Pre-Approval | Home Loan Experts
If you are in the market for a new home, you have probably heard of pre-approval – an agreement with a lender in which it confirms that it is willing to lend you a certain amount of money to purchase a home. But did you know that rising interest rates can affect your pre-approval,...
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bookmarkTags: Interest Rates, Pre approval, Property Market
Refinance Now Or Wait: Is The Peak Of Interest Rate Increases Behind Us?
Refinancing can be a smart financial move for homeowners looking to save money in the long run or reduce their short-term living expenses. Despite the record numbers of mortgage holders who have already taken advantage of refinancing, many have yet to explore whether they could...
Read morefolderCategory: cash rate, Fixed Rate Loans, Property Market, Variable Rate Home Loans
bookmarkTags: fixed or variable, fixed rate loan, refinancing, variable rate loan
folderCategory: Property Market
bookmarkTags: Australian property market, Property Buyers, Property Investment
Is It Better To Buy When Interest Rates Are High?
The Reserve Bank of Australia (RBA) raised the cash rate to 3.35%, and stated that further increases may be necessary to return inflation to target. However, it still might be a good idea to buy now, as the high-interest environment is only temporary, and you can refinance when...
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Should I Refinance When House Prices Are Falling?
The Australian housing market has been in a downturn since last year, with interest rates reaching record highs, shrinking borrowing power and lowering home prices. Many borrowers are looking to refinance to secure a lower interest rate on their home loan. But falling house prices...
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bookmarkTags: property market predictions 2023, Refinance, refinance home loan
6 Trends To Look Out For In 2023
As we approach the new year, there are a few important things for homebuyers and investors to keep in mind for the next 12 months and beyond. The market has been tumultuous this year. The cash rate started at a historic low of 0.1% and ended with a 10-year high of 3.10%....
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bookmarkTags: Australian property market, Borrowing power, cash rate, Interest Rates, Predictions