Engineer Your Way Into A Home. Borrow up to 95% With Waived LMI.

Engineering is complex. Your home loan shouldn’t be. Get unique home loan perks as an Engineer.

Our lenders recognise your stable, high-value career:

  • Maximise Your Borrowing Power: Use 100% of your base income, allowances, and bonuses.
  • Flexible Income Assessment: We get the nuances of contract work, overtime, and varying pay structures.
  • Access up to $5M with tailored loan terms that work for your career path.

*T&C apply

A woman wearing a hard hat and high-visibility vest stands outdoors, indicative of her role in construction or engineering.
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16+ years in business
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$5 billion+ loans settled
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Fast & confidential loan process
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Say Goodbye to Lenders Mortgage Insurance And Save Thousands!

When you borrow over 80%, you get hit by Lenders Mortgage Insurance (LMI). You may be required to pay almost $15,000 on a $1M property with a 90% loan.

Some lenders, however, consider engineers safe and stable borrowers. So, they are willing to waive LMI entirely, even when you are borrowing up to 95% of the property value

Which Engineers Are Eligible?

A – G

  • Aerospace Engineers
  • Biomedical Engineers
  • Chemical Engineers
  • Civil Engineers
  • Electrical Engineers
  • Environmental Engineers
  • Geotechnical Engineers
  • Hardware Engineers
  • Industrial Engineers

H – N

  • Marine Engineers
  • Mechanical Engineers
  • Mechatronics Engineers
  • Mining Engineers
  • Network Engineers

O – Z

  • Petroleum Engineers
  • Project Engineers
  • Robotics Engineers
  • Software Engineers
  • Structural Engineers
  • Systems Engineers
  • Telecom Engineers

50+ lenders for you to choose from

Our brokers will compare thousands of home loans to find you the best fit.

Find Better Home Loan Rates

Latest home loan interest rates

Starting from

5.39

%*

p.a.

Comparison rate

5.40

%*

p.a.

Disclaimer: Your actual rate may vary according to your preferred lender and mortgage situation/needs. Talk to our experts for a personalised quote.

Discuss Rate With An Expert

Don’t believe us, hear from our customers

Home Loan Experts reviewer
David L testimonial-review-star

They had a good understanding of different banks and their offering to doctors (e.g., 90% or 95% LVR without LMI, contractor requirements, etc.) They were able to negotiate a very competitive loan, which was complicated by factors such as maternity leave. Would highly recommend!

Home Loan Experts reviewer
Jason B. testimonial-review-star

The whole team has been fantastic to work with throughout the entire process. Nothing was too much trouble for them and they did everything they could to find the best mortgage deals for us. Great follow-ups, accountability and clarifying of information. Will definitely use this team again and would highly recommend HLE to anyone.

Home Loan Experts reviewer
Kannusamy T. testimonial-review-star

My family and I would like to thank Home Loan Experts for assisting us in securing a home loan and realising our dream of purchasing our first home in Melbourne. They are very professional and gave sound advice throughout the journey. Thank you to the broker and their team.

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4.9 out of 2,000++ reviews

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4.8 out of 430++ reviews

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4.8 out of 1000++ reviews

Award-Winning Expertise At Your Service

Better Business Awards 2023: Best Large Independent office (Office) award logo
Better Business Awards 2024: Best Customer Service (Office) award logo
Homan Resources Director Asia - 5 Star Employers Of choice- 2023 award logo
The Adviser Australian Broking Award Winner for Major Independednt Brokerage of the year 2023 Award Logo
Better Business Awards 2022: Best Customer Service (Office) award logo

Customised home loan solutions for you

Get a recommendation in just 3 easy steps.

  • Enquire with us.

    Quick fill our assessment form or call us at +61 2 9194 1700.

  • Tell us your situation.

    One of our mortgage experts will get in touch with you to assess your situation better.

  • Get Your dream home.

    We will find you the best possible lender to suit your goals and needs.