Why Choose Home Loan Experts
We don’t just find you a loan. We take the hard work off your hands.
- We compare 50+ lenders to hunt down the most competitive deal for you
- We negotiate directly with lenders on your behalf
- We structure your loan to suit your personal goals
- We help you understand and choose home loan features that actually work
- We handle the paperwork, the follow-ups and the fine print
- We stay with you long after settlement, reviewing rates, adjusting your loan and helping you save more over time
You save more. You stress less. And you get a team that’s all in.
Benefits Of A Principal And Interest Loan
- Build equity from day one: Each repayment reduces your loan balance and increases how much of the property you own.
- Pay less interest overall: You’ll cut down total interest by paying off the principal as you go.
- Stay on track with a clear payoff plan: Structured repayments make it easier to budget and see exactly where you’re headed.
FAQs
Can I use multiple home loan features at once?
Are all features available from all lenders?
No. Some lenders offer more flexibility than others. We’ll help you find the lender for the home loan features you want
How much do you charge?
You rarely have to pay for our services. There may be some scenarios where you need to pay a fee, but that depends on the complexity of the loan, loan size and type of loan.
It’s the lenders that pay us commissions for introducing customers to them. This does not create a conflict of interest, as mortgage brokers get paid only when the home loan settles, so it’s in their best interest to get you the right loan for your situation!
Won’t shopping around for the right lender affect my credit score?
No. Your credit score is affected when you apply for finance, and it’s recorded as an enquiry on your credit file. With Home Loan Experts, we ensure a mortgage is submitted when our customers are ready. As your authorised credit representative, we can look at various home loan solutions without affecting your credit file.
50+ lenders for you to choose from
Our brokers will compare thousands of home loans to find you the best fit.
What Our Customers Say
The customer service was consistently good through a quite long drawn out process changing from a commercial loan product to residential for a not straightforward refinance and construction situation. Very happy with the new loan all round including term, rate, and especially the linked offset account.
Our loan has a competitive interest rate with offset accounts and a redraw facility, just the flexibility we were after. Good communication throughout, despite all the extra back and forth required when getting finance approval. Thank you guys!
I was informed that my interest rate was cut by 13 bps (well over $1,000 per year in saving). I couldn’t work out why. I was then told by Home Loan Experts that they had personally contacted the bank to initiate a rate review on my behalf.
4.9 out of 2,000+ reviews
4.8 out of 430+ reviews
4.8 out of 940+ reviews
Award-Winning Expertise At Your Service
-
Enquire with us.
Fill out our quick assessment form or call us at 1300 889 743.
-
Understand your situation.
A dedicated expert will connect with you to understand your specific goals. Together, we’ll assess your current mortgage standing.
-
Secure your ideal refinance solution.
Leverage our network of lenders to find the best option based on your needs.