How Much Can You Borrow?
- Borrow up to 75% of the value of a commercial property (even with bad credit)
- Borrow up to $10 million (can go higher on a case-by-case basis)
- Loan terms of up to 30 years
- Interest-only repayments available for up to 5 years
- Some lenders offer discounted interest rates
Will Your Property Be Accepted?
Not every commercial property is accepted by SMSF lenders, but we know who to go to.
Easier to finance are:
- Residential properties
- Offices
- Factories
- Warehouses
- Retail shops
- Restaurants
- Rural properties
- Farms (with conditions)

Why Work With Us for SMSF Commercial Loans?
- We specialise in SMSF lending and work with a wide network of lenders — who offer commercial property loans to SMSFs
- We guide you through the complex parts — from bare trust structures to ATO requirements
- We negotiate on your behalf — to find competitive rates, flexible terms and lender policies that suit your fund
- We support you from start to finish — application, approval, settlement and beyond
50+ lenders for you to choose from
Our brokers will compare thousands of home loans to find you the best fit.
What Our Clients Say
These guys are great, I’ve been with them since the start of the loan. Always proactive in asking for rate reductions for you and answers your emails in lightning speed.
Easy Refinancing – Great experience refinancing for our SMSF. Agent very knowledgable and helpful. Highly recommend their services!
We used home loan experts to organise funding for a property purchase through our SMSF. It can be complicated at times with a super fund, but they helped us through every step
4.9 out of 2,000+ reviews
4.8 out of 430+ reviews
4.8 out of 940+ reviews
Award-Winning Expertise At Your Service
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Enquire with us.
Fill out our quick assessment form or call us at 1300 889 743.
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Understand your situation.
A dedicated expert will connect with you to understand your specific goals. Together, we’ll assess your current mortgage standing.
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Secure your ideal refinance solution.
Leverage our network of lenders to find the best option based on your needs.