How We Help You Bridge The Gap
A bridging loan lets you buy your new home before selling your old one. The tricky part? Every lender treats them differently. That’s where we step in.
We’ll help you:
- Secure the right lenders, fast: Whether it’s paused repayments or interest-only terms, we know which lenders offer what and match you with one that fits your timeline.
- Keep your finances on track: Your loan is structured around your income, equity and sale timeline so you can move without financial strain.
- Move confidently: We break down jargon like “peak debt” and “end debt” in plain English, and manage the paperwork so nothing slows you down.
Worried About Timing or Costs? We’ll Plan For That
One of the biggest concerns with bridging loans is, “What if my home doesn’t sell in time?” or “What if the costs stack up?” That’s where our expertise makes the difference.
We’ll help you:
- Find lenders that offer longer bridging periods and flexible repayment options.
- Outline all possible costs upfront so you’re never caught off guard.
- Build realistic sale timelines into your loan plan.
- Structure repayments to reduce overlap and financial stress.
With the right strategy, you can move confidently knowing you’re protected against delays and unexpected expenses.
Get Expert Help
Do You Qualify for a Bridging Loan?
To qualify, lenders look at a few key things:
- Equity: Around 50% equity is recommended, but it’s not always required — some lenders allow less if you can service the loan.
- Ability to repay: You’ll need to provide payslips, tax returns, details of your expenses, and information about any other debts you have.
- Loan term limits: Typically 6 months for established homes, or up to 12 months if building.
- Exit strategy: Lenders want to see your current home is listed for sale or under contract.
Don’t worry if you’re not sure about all of these, our brokers can confirm for you.
Check My Eligibility50+ lenders for you to choose from
Our brokers will compare thousands of home loans to find you the best fit.
Hear From Our Customers
A truly impressive service. Contacted within 30 minutes of our enquiry. Quick responses to emails and queries. Went over and above to secure quick pre-approval. Very smooth process and really great liaison with our solicitors.
I had approached a number of lenders prior to reaching out to them, and I had honestly given up on the idea of purchasing a home for my family. To my surprise they were able to find a solution for us, and we’re now living happily in our own place.
These guys are great, I’ve been with them since the start of the loan. Always proactive in asking for rate reductions for you and answers your emails in lightning speed. Only outstanding service from everyone I’ve dealt here so far.
4.9 out of 2,000++ reviews
4.8 out of 430++ reviews
4.8 out of 1000++ reviews
Award-Winning Expertise At Your Service
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Enquire with us.
Fill in our quick free assessment form or call us on 1300 889 743.
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Tell us your situation.
Share your details, such as your current home, your new purchase, and your timeline. We’ll assess your equity and income to determine what works best for you.
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Move into your new home.
We’ll find the right lender and structure so you can buy first, sell later, and move once — not twice.