Common Challenges Of Aussies in Singapore
Stop jumping through hoops with banks that don’t understand you. We bridge the gap between your life in Singapore and your property goals back in Australia.
| What The Banks Tell You | Our Solution (The Expat Specialist Way) |
|---|---|
| We only count 80% of your SGD income. | We use lenders that recognise 100% of your total SGD package. |
| You need to visit the Consulate for ID. | Our 100% Digital Flow means you sign from your home in Singapore. |
| Expats pay a higher interest rate. | You get access to the same sharp rates as a borrower in Melbourne or Sydney. |
| Living expenses are too high in SG. | We use actual living costs, not inflated “Expat” benchmarks that kill your capacity. |
Case Study: Adding The 8th Property
When major banks rejected a high-earning Singapore expat couple because of their existing 7-property portfolio, we bypassed automated declines to secure their next investment.
The Challenges
- Despite a $355,000 SGD income, lenders reduced their earnings so heavily that they appeared unable to service a $400,000 loan.
- Most banks deemed their seven existing properties “too risky,” triggering automatic “computer says no” rejections.
The Solutions
- We secured a lender accepting 80% of their net foreign income, uncovering the borrowing capacity standard banks ignored.
- We negotiated interest-only repayments and a 100% offset account, allowing them to minimise AUD interest using their SGD savings.
Find the right solutions for your expat lending needs.
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Stop jumping through hoops with banks that don’t understand you. We bridge the gap between your life in Singapore and your property goals back in Australia.
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