No-LMI Home Loans For Essential Workers
- Qualify for a waived LMI on a 90% LVR home loan.
- Save thousands of dollars with standard interest rates.
- *T&C applies
16+ years in business
$5 billion+ loans settled
Fast & confidential loan process
Do You Qualify For An LMI Waiver?
One of our lenders is offering 90% Lender Paid LMI (no LMI for
borrowers) on owner occupied properties.
General Requirements:
- Minimum Genuine Savings: $5,000 over a period of 6 months
- Maximum Loan Amount: $1.35m (metro) and $1m (non-metro)
-
The applicant doesn’t have to be the main earner but has to meet the
requirements
List of professions that qualify:
- Police Officer
- Firefighter
- Paramedic
- Registered Nurse
- Primary/Secondary School Teacher
How does Home Loan Experts stand out
We get tough loans approved
- We are experts at helping customers with unusual circumstances.
- Where other brokers have failed, we regularly get an approval from reputable lenders.
Fast approval, easy process
- We can assist you in navigating often complex processes.
- We’ve got your back through pre-approval and application.
We aren’t owned by banks
- Our expert mortgage brokers will provide you with down-to-earth home loan advice.
- As a credit licence holder, we’re required by Australian law to help you with the best.
Free upfront valuations
- Get a good indication of how much the bank will allow you to borrow.
- Learn the ways to overcome the barriers to home loan approval from us.
Brokers you can trust
- In a crowded market, it’s hard to know whom you can trust.
- We regularly provide commentary to The Sydney Morning Herald, The Age, news.com.au, The Adviser and Australian Broker.
The best post-settlement service
- Our post-settlement team assists and guides you throughout the life of your home loan.
- We answer your post-settlement queries, and also help you make changes, additions and amendments to your loan.
We love winning awards
Don’t believe us, hear from our customers
The team at Home Loan Experts has been wonderful to deal with, paying close attention to all our needs. Always very prompt, communicating clearly, explaining each step and a great attention to detail.
I needed a loan for my land and a separate one for the construction. It was a bit of a lengthy ordeal (due to the complexity of the loan). The team took care of both, I can’t imagine how long it would have taken if I had to do all the work.
Very happy with HLE. They look after you and regularly will check if there is anything that can help with. Had several occasions where they would take it upon themselves to look for best rates. Nothing more welcoming than hearing that they managed to get a lower rate than what we are currently on.
4.9 out of 2,000+ reviews
4.8 out of 430+ reviews
4.8 out of 940+ reviews