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How To Prepare Your Business Finances For A Home Loan Application

Discover how different lenders assess self-employed income, explore options that could improve your borrowing profile, and learn how to navigate the home loan process.

  • Understand how the strategic, legitimate presentation of add-backs could influence your borrowing power.
  • Learn about specific lender policies that may allow alternative options to traditional 2-year tax return assessments.
  • See how some lenders evaluate applications based on business bank deposits rather than standard profit and loss statements.
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What’s Inside

Inside this free educational guide, you’ll discover:

  • How the right docs improve your borrowing power.

  • The “latest year” advantage.

  • The add-back correction.

  • The 2 x BAS statement strategy.

  • The bank statement loan.

  • Your 90-day pre-EOFY checklist.

This is just the beginning.

Download your free blueprint today to learn how to prepare your business finances before 30 June.

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Hear From Our Customers

Home Loan Experts reviewer Jay F
Jay F, Australia testimonial stars

Being self-employed, they sorted out the best lender for me. They showed patience and knowledge of their processes.

Home Loan Experts reviewer Vladimir B
Vladimir B, QLD testimonial stars

We weren’t 100% sure we could get the loans because of our self-employed status but Sheng found a way!

Home Loan Experts reviewer BWinner
BWinner, VIC testimonial stars

As a self-employed person that is also getting a PhD stipend, they got me approved and helped me every step of the way.

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4.9 out of 2,000++ reviews

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4.8 out of 430++ reviews

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4.8 out of 1000++ reviews

Award-Winning Expertise At Your Service

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Preparing For The End Of The Financial Year

Reviewing your business financials before 30 June can be an important step when planning a future home loan application.

  • Step 1: Download the Blueprint

    Explore alternative presentation strategies that could help optimise your borrowing profile before 30 June.

  • Step 2: Review your documentation paths

    Identify your potential business add-backs and learn how to match your cash flow structure to the right type of lender.

  • Step 3: Consult a self-employed mortgage specialist

    Discuss your unique business structure and explore borrowing options to find a path forward for your ideal home loan.