16+ years in business
$5 billion+ loans settled
Fast & confidential loan process
Borrow 95% of the property value with LMI waived!
Normally, if you borrow more than 80% of the property value, the lender will charge you a fee known as Lenders Mortgage Insurance (LMI).
This can be quite expensive and works out to be around $24,000 for a 90% loan on a $1,000,000 property
Some of our lenders:
- Can waive LMI for Doctors.
- Require no deposit.
- Accept 100% overtime income.
- Don’t have minimum income requirements.
What type of Doctors and medical professionals qualify?
- Anaesthetists
- Neurologists
- Anesthesiologists
- Neurophysiologists
- Cardiologists
- Obstetricians
- Chiropractors
- Oncologists
- Clinical Pharmacologists
- Occupational Therapists
- Dental Specialists
- Ophthalmologists
- Dentists
- Optometrists
- Dermatologists
- Orthodontists
- Epidemiologists
- Otolaryngologists
- Emergency Doctors
- Paediatricians
- Emergency Medicine Specialists
- Paediatrics and Child Health
- Endocrinologists
- Pathologists
- Gastroenterologists
- Physicians
- General Practitioners
- Physiotherapists
- Gynaecologists
- Psychiatrists
- Haematologists
- Radiologist
- Heart Doctors
- Registrars
- Hepatologists
- Resident Doctors (residency)
- Hospital-employed Doctors
- Specialist Physicians
- Immunologists
- Surgeons
- Interns (hospital employed)
- Supervised Doctors
- Kinesiologists
- Urologists
- Medical Administrators
- Veterinarians
- Medical Practitioners
- Nephrologists
- Occupational and Environmental Medicine
- House Medical Officers (HMO/residency)
- Junior Medical Officers (JMO/residency)
- Rheumatologists
- Resident Medical Officers (RMO/residency)
Why are Doctors eligible for special discounts?
Australian lenders see Doctors as low-risk borrowers with high incomes. Some of our lenders really want your business and are willing to go the extra mile to get it!
The size of the interest rate discount will depend on:
- Your particular medical profession.
- Which industry association you are a member of.
- Your income.
- The size of your loan.
50+ lenders for you to choose from
Our brokers will compare thousands of home loans to find you the best fit.
Don’t believe us, hear from our customers
The whole team have been fantastic to work with throughout the entire process. Nothing was too much trouble for them and they did everything they could to find the best mortgage deals for us. Great follow ups, accountability and clarify of information. Will definitely use this team again and would highly recommend HLE to anyone.
We used Home Loan Experts when financing our first home, and they were very helpful at walking us through the process and making sure our loan approval was progressing in time for settlement. They’ve since followed up with us regularly to make sure we’re getting the best deal from our lender. Really pleased with the service.
We were a bit wary of changing home loan lenders due to interest rate increases.Not to worry as Home Loan Experts team was so helpful and guided us through the process seamlessly. Their experience and knowledge was excellent, and nothing was too much trouble. Great process and experience from start to finish.
4.8 out of 1600+ reviews
4.6 out of 420+ reviews
4.7 out of 720+ reviews
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