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Our award-winning mortgage brokers will find you the right home loan for your situation.

ABA office of the year 2019
AMA australian brokerage of the year
AMA brokerage of the year
ABA Customer service award 2016
BBA Customer service award 2016

Why are doctors eligible for
special discounts?

Australian lenders see doctors as low risk borrowers with high incomes. Some of our lenders really want your business and are willing to go the extra mile to get it!

The size of the interest rate discount will depend on:

  • Your particular medical profession.
  • Which industry association you are a member of.
  • Your income.
  • The size of your loan.

Get LMI waived and accelerate your investment portfolio!

Normally, if you borrow more than 80% of the property value then the lender will charge you a fee known as Lenders Mortgage Insurance (LMI). This can be quite expensive and works out to be around $24,000 for a 90% loan on a $1,000,000 property.

Some of our lenders can waive LMI for doctors, allowing you to buy multiple investment properties or to get your foot into the property market sooner!

What if I don’t qualify?

Some lenders such as Investec have sold their division that specialises in lending to doctors.

Other lenders such as CBA, Westpac, St George, ANZ, Macquarie and NAB have complex policy, pricing and restricted profession lists which make it hard for high income professionals to get the discounts that they deserve.

We can usually help to get your LMI waived and a great rate based on your profession. But if you don’t qualify for waived LMI, we can often still get you an interest rate that’s way below the bank’s Standard Variable Rate (SVR).

What type of doctors and medical professionals qualify?

Anaesthetist, anesthesiologist, cardio thoraci surgeon, cardiologist, clinical pharmacologist, cosmetic surgeon, dentist, dermatologist, ear and throat surgeon, emergency doctor, emergency medicine specialist, emergency surgeon, endocrinologist, gastro intestinal surgeon, gastroenterologist, general practitioner, general surgeon, gp, gp registrar, gynaecologist, haematologist, heart doctor, hepatologist, immunologist, intern (hospital employed), medical administrator, medical practitioner, nephrologist, neuro Surgeon, neurologist, neurosurgeon, obstetrician, gynaecology, occupational and environmental medicine, occupational therapist, ophthalmologist, optometrist, oral and maxillofacial surgeon, orthopaedic registrar, orthopaedic surgeon, otolaryngologist, paediatric surgeon (neonatal / perinatal), paediatrician, paediatrics and child health, pathologist, pediaterecian, pharmacist, physician, physiology, physiotherapist, physiotherapy, plastic surgeon, psychiatrist, radiologist, reconstructive surgeon, registrar, resident, resident medical officer, respiratory / thoracic surgeon, rheumatologist, specialist physician, surgeon, vascular surgeon, vet, and veterinarian.

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just 3 easy steps.

Step 1

Step 1 - Enquire

Enquire online
or call us

Step 2

Step 2 - Assess Situation

We assess
your situation.

Step 3

Step 3 - Find suitable loan

We find you the
most suitable loan.

We are experts at finding the right home loan solution
for our customers. Let us help you.

We’ve lent more than $1 billion Australia-wide.

Find out why we are the winner of the ‘Best Customer Service – Office’ category
in the 2015 and 2016 Better Business Awards.

gal Recently, we were approved for a loan all due to the hard work Preeti put into helping us secure our first family home. Preeti went above and beyond normal working hours and weekends to help us along the process.

– Vanessa, Elwood, Melbourne