You Can Borrow With Bad Credit

personOtto Dargan access_timeSeptember 26, 2014

Life doesn’t always pan out the way you’d like it to. Whether it’s through divorce, losing your job, injury or business failure, your finances can sometimes be thrown in turmoil through no fault of your own. This can result in you accruing an unsustainable level...

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7 Sneaky Tips To Increase Your Credit Score

personOtto Dargan access_timeMay 22, 2014

Why is your credit score so important? A good credit score is essential to getting your home loan approved but how do you increase your score? Look at your credit file First of all, have you even seen your credit file? Call your credit reporting agency and ask them to get...

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Bad Credit From A Collapsed Investment

personOtto Dargan access_timeFebruary 4, 2014

Have you had your credit history damaged after investing in a managed investment scheme (MIS) that collapsed? Many investors are in similar situations. They invested in schemes based on misleading claims and often borrowed money to fund their investments. Investors have not always...

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Privacy Act Amendment

personOtto Dargan access_timeDecember 4, 2012

Recent changes to the Privacy Act 1988 now give banks greater insight into your credit history. But the big question is, how will this affect the way lenders view your home loan application? Read on to find out more. What has changed? On November 29 2012 the Senate Committee...

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VedaScore To Improve Credit File Information

personOtto Dargan access_timeJune 28, 2011

Veda Advantage, the main credit reporting agency in Australia, is rolling out their VedaScore as part of all credit reports ordered by lenders and authorised agents such as mortgage brokers. This change will mean that mortgage brokers will have an accurate credit score for customers...

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