Small Business

Can Contract Workers Get A Home Loan?

personOtto Dargan access_timeDecember 16, 2014

Many Australians have chosen to take the leap into contracting and freelancing not only to secure better pay but to have the flexibility to work their own hours in an organisation that will better appreciate their skills and experience. In fact, the most recent ABS Forms of...

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85% Tax Debt Home Loan

personOtto Dargan access_timeNovember 21, 2014

Refinance an outstanding tax debt For self-employed people completing a tax return can be complex and time-consuming. It doesn’t always get done on time, mistakes can be made and come tax time you may be hit with a tax debt from the Australian Taxation Office (ATO). Getting...

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What Causes Home Loan Defaults?

personOtto Dargan access_timeJune 16, 2014

Many Australians believe that rising interest rates have the biggest impact on the rate of mortgage defaults. Although high interest rates do put pressure on homeowners, the reality is that there are a number of other factors that play a larger role in perpetuating ‘mortgage...

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Reputation Risk Loans

personOtto Dargan access_timeJune 11, 2014

Did you know that banks will decline a loan application if they believe being associated with you may damage their reputation? You would think they’d base their decisions on their credit policy alone but that is often not the case! Like most large organisations the banks have...

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Why Do Small Businesses Fail?

personOtto Dargan access_timeAugust 23, 2011

We’ve all heard that a high percentage of small businesses fail in their first five years. Only around one in ten are still around for their sixth year! This is an incredible statistic, and highlights just how hard it is for entrepreneurs to get their ideas off of the ground. So...

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