Mortgage Broker

Is A Fixed Home Loan Actually The Right Choice?

personOtto Dargan access_timeJune 17, 2015

On 6 May 2015, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to a new historical low of 2.00%. This came as a welcome surprise to borrowers as the cash rate was cut from 2.50% to 2.25% just four months earlier in February. With property prices...

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8 Powerful Reasons You Need A Mortgage Broker

personOtto Dargan access_timeMay 29, 2015

More than a third of Australians intending to take out a home loan said they would use a mortgage broker over going to a bank directly and this figure is likely to rise as the next generation of homeowners begin to enter the property market. That’s according to the 2015 QBE...

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Why Don’t Banks Pass On The Full RBA Rate Cut?

personOtto Dargan access_timeMay 14, 2015

Unless you’ve been living under a rock, you would have heard that the Reserve Bank of Australia (RBA) cut the official cash rate by another 25 basis points to 2.00%. That’s right, another historical low for Australia and a chance for homeowners to breathe a little sigh of...

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An Easy Guide To The Costs Of Buying A Home

personOtto Dargan access_timeMay 6, 2015

There’s probably a good reason that you’re 30 and still living with your parents but let’s face it, it kind of sucks when all of your friends have moved out and are getting on with their lives. Isn’t it time you moved into a home of your own? Leaving the nest is a big...

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How Your Australian Spouse Can Help You Get A Mortgage

personOtto Dargan access_timeApril 24, 2015

Australia is one of the most beautiful countries in the world with thousands of migrants heading Down Under every year. Some people travel here for the love of adventure and to take in our many natural wonders but it’s no surprise that many choose to make the move for good...

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6 Ways To Damage Your Credit File

personOtto Dargan access_timeApril 24, 2015

Did you know that most of your transactions are recorded on your credit file by credit reporting agencies like Equifax? Around 85% of Australians have never accessed their credit file (Experian Australia) which means that you may have a black mark on your credit file and not...

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3 Home Loan Discounts Exclusive To Doctors

personOtto Dargan access_timeApril 24, 2015

Are you a doctor looking to buy a property? Did you know that you can get exclusive home loan deals just because of your profession? Medical professionals are the most favoured professionals for banks because they are considered to be low risk borrowers with high incomes. Here...

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It’s Official: We Offer The Best Customer Care

personOtto Dargan access_timeMarch 6, 2015

Home Loan Experts has won the ‘Best Customer Service – Office’ category in the 2015 Better Business Awards. Why did we win? Home Loan Experts managing director Otto Dargan said being recognised for customer service was not just about having an expert understanding...

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Questions After Your Loan Has Settled

personOtto Dargan access_timeNovember 16, 2014

When is my first repayment? In most cases, your first repayment is due one month after your home loan is advanced. However, you can check the actual date: In the settlement letter mailed out by your lender; In internet banking or; By calling your lender (we can do this for you!). If...

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Optometrist Home Loans

personOtto Dargan access_timeNovember 7, 2014

As an optometrist, you help people see the world clearly again. Isn’t it about time someone pulled the wool from your eyes? Did you know that you may be eligible for special home loan discounts not advertised to the general public? Let’s just say that the banks have a special...

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