Lenders

Special Home Loans For Vets

personOtto Dargan access_timeSeptember 19, 2014

Are you a practicing veterinarian thinking of buying a home or starting your own business? If so, we have some good news for you! As with other medical professionals, Australian lenders consider vets low risk borrowers due to their profession and high incomes. As they progress...

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We Say “Yes” To IT Contractors

personOtto Dargan access_timeSeptember 8, 2014

Contract workers in the information and communications technology (IT) industry get the opportunity to work on many different projects throughout their career and enjoy higher than average daily rates and flexible working hours doing it! In fact, a “functional” IT consultant...

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How Do Mortgage Exposure Limits Work?

personOtto Dargan access_timeJuly 26, 2014

When a bank is considering lending you money, one of the first things they look at is your exposure, that is, the total amount in existing debt you have in your name. Exposure includes things like business debt, credit cards, personal loans and all other outstanding or approved...

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Newsflash: 5 Year Fixed Rates Cut To 4.99%!

personOtto Dargan access_timeJuly 25, 2014

Unless you’ve been living under a rock the past few days, you would have heard that three major lenders recently dropped their 5 year fixed rate to an incredible 4.99%. This is one of the lowest long term fixed rates for home loans in Australian history! The question is,...

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Doctor Home Loans

personOtto Dargan access_timeJuly 3, 2014

Did you know that you can be rewarded with special home loan discounts just because of your profession? Doctors and other medical professionals are low risk borrowers with great incomes and some banks will go the extra mile to get your business. What home loan discounts can I...

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Australian Broking Awards: We’re A Finalist!

personOtto Dargan access_timeJune 27, 2014

Home Loan Experts is proud to announce that it has been named as an official finalist in both the ‘Best Training and Education’ and ‘Best Office – Non-Franchise’ categories in the Australian Broking Awards (ABAs) 2014. We find out if we’re winners on the awards...

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Why New Migrants Need A Mortgage Broker

personOtto Dargan access_timeJune 26, 2014

Buying a home or investment property in a new country can be difficult without the right advice. The increase in new migrants to Australia has seen several mortgage brokers, including Home Loan Experts, move to specialise in lending to people without Australian citizenship. Why...

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What Causes Home Loan Defaults?

personOtto Dargan access_timeJune 16, 2014

Many Australians believe that rising interest rates have the biggest impact on the rate of mortgage defaults. Although high interest rates do put pressure on homeowners, the reality is that there are a number of other factors that play a larger role in perpetuating ‘mortgage...

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Borrow Up To 95% On A 457 Visa

personOtto Dargan access_timeJune 13, 2014

457 visa holders living in Australia can now borrow up to 95% of the purchase price of a home including lenders mortgage insurance (LMI) thanks to a recent policy changes with one of our banks. What does approval depend upon? Approval is still subject to your financial situation...

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Why Banks Don’t Like Investment Loans

personOtto Dargan access_timeJune 11, 2014

With above average incomes, education and asset positions, you would expect that property investors would be classed as low risk borrowers to the banks. In fact, most of them need bigger loans! Yes, it’s true. Investors are higher risk borrowers. The good news is that banks...

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