Investment

Is Your Property Located In One Of These Risky Suburbs?

personOtto Dargan access_timeSeptember 30, 2015

Did you hear? Your suburb may be on a list of high risk postcodes as identified by one of the Australia’s biggest banks! National Australia Bank (NAB) has identified 40 suburbs where “significant deterioration in credit risk has been observed” and a further 43 suburbs...

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Why Do Mining Engineers Get Special Home Loan Discounts?

personOtto Dargan access_timeSeptember 29, 2015

Whether you’re a mining engineer, surveyor or geologist, Australians know that you’re one of the backbones of our nation’s economy and you work bloody hard to keep it that way. With well over 400 mining, energy and resources projects either underway or planned for the near...

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What Every Property Investor Needs To Know In 2015

personOtto Dargan access_timeSeptember 23, 2015

With recent reports citing a “cooling off” in the Sydney real estate market, are there still opportunities in Australia for savvy investors? The short answer is yes, but you’ll have to be vigilant and put in the hard work…and you’ll probably also need to look outside...

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More First Home Buyers Choose To Invest First

personOtto Dargan access_timeSeptember 2, 2015

More and more first home buyers in Australia are preferring to invest first rather than buy, according to new research. A recent survey by Mortgage Choice found that around 36.6% of property investors were first home buyers. This number is significantly higher than the 21.1%...

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Foreign Investors Face Tough New Penalties

personOtto Dargan access_timeAugust 28, 2015

Last week, the Federal Treasurer Joe Hockey introduced into parliament tough new laws for foreign investment in Australian property. These new laws are set to come into effect by 1 December so if you’re planning to invest in Australian real estate, listen up. Breaches of Foreign...

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Property Investing: Is Rental Income Better Than Capital Growth?

personOtto Dargan access_timeJuly 8, 2015

Do you want to build a million dollar property investment portfolio? Join the club! One of the main problems Australians face in investing is not having a clear understanding of what they’re trying to achieve. Do you want to reach your goal quickly and retire early or do you...

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Is A Fixed Home Loan Actually The Right Choice?

personOtto Dargan access_timeJune 17, 2015

On 6 May 2015, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to a new historical low of 2.00%. This came as a welcome surprise to borrowers as the cash rate was cut from 2.50% to 2.25% just four months earlier in February. With property prices...

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Ticking Time Bomb For Investors

personOtto Dargan access_timeMay 21, 2015

Have you read in the news that Australian Prudential Regulation Authority (APRA) is putting the brakes on loans to property investors? We’ve already seen some major changes in investor policy and pricing but more announcements have been made. In the past week, we’ve been...

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Are Lenders Cracking Down On Investment Loans?

personOtto Dargan access_timeMay 18, 2015

It could soon be tougher than ever to invest in property as Australian banks move to keep up with new regulatory changes aimed at pulling back on investment loans. So far, one major bank is no longer accepting 100% of your rental income when assessing your ability to repay the...

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An Easy Guide To The Costs Of Buying A Home

personOtto Dargan access_timeMay 6, 2015

There’s probably a good reason that you’re 30 and still living with your parents but let’s face it, it kind of sucks when all of your friends have moved out and are getting on with their lives. Isn’t it time you moved into a home of your own? Leaving the nest is a big...

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