Investment Strategy

Australian House Prices In 10 Years

personOtto Dargan access_timeNovember 10, 2014

Be prepared! If you missed it, we recently gave you a prediction of what a house in Sydney may be worth in the next 50 years and believe us, we’re not trying to scare you. We just want potential home buyers to be prepared for the Sydney of the future, a property market that...

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Sydney Property Prediction: $48.5m By 2064!

personOtto Dargan access_timeOctober 24, 2014

Sydney property prices to soar?! Could a house in Sydney be worth $48.5 million by 2064? Please think of the children! Sydney has long been the biggest culprit of bloated property prices, but trying to predict what the market will do in the next 12 months, let alone the next...

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Property Prediction: Brisbane Beats Sydney

personOtto Dargan access_timeOctober 14, 2014

New figures are tipping property prices in Brisbane to grow by as much as 17 per cent over the next three years, almost twice as much as Sydney. That’s according to the latest research from QBE, which found that improvements in Brisbane’s inner region and middle suburbs...

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How Do Mortgage Exposure Limits Work?

personOtto Dargan access_timeJuly 26, 2014

When a bank is considering lending you money, one of the first things they look at is your exposure, that is, the total amount in existing debt you have in your name. Exposure includes things like business debt, credit cards, personal loans and all other outstanding or approved...

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How Infrastructure Projects Can Push Up Property Prices

personOtto Dargan access_timeJuly 14, 2014

It’s no secret that house prices are continuing to rise across Australia and it’s not just in the capital cities. Although a lack of supply coupled with the significant growth in our population are major reasons for this exponential growth, infrastructure projects announced...

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4 Easy Ways To Lose Money In Property

personOtto Dargan access_timeJuly 4, 2014

How To Lose Money In Property Without Trying Too Hard A lot of people try to become millionaires by investing in property but only a handful of people are ever successful. In fact, losing money happens a lot more often and anyone can do it! 1. Turn off your brain Start...

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Why Banks Don’t Like Investment Loans

personOtto Dargan access_timeJune 11, 2014

With above average incomes, education and asset positions, you would expect that property investors would be classed as low risk borrowers to the banks. In fact, most of them need bigger loans! Yes, it’s true. Investors are higher risk borrowers. The good news is that banks...

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Home Loan With Spouse’s Income

personOtto Dargan access_timeJune 11, 2014

Many couples choose to separate the ownership of assets from the source of income. For example, the husband may have a good income and the wife may buy the family home in her name with a home loan in both names. Unfortunately, many banks don’t like this structure or many of...

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Pension Age: A Win For Older Borrowers

personOtto Dargan access_timeJune 3, 2014

In 2010, the National Consumer Credit Protection Act came into effect. Although it was intended to protect borrowers from irresponsible lending practices, the unintended victims were older borrowers. You see, the new legislation requires banks to prove that you can afford to...

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Significant Investor Mortgages

personOtto Dargan access_timeMay 26, 2014

Are you a high net worth (HNW) foreign investor seeking to invest in Australia? Since the Australian government introduced its Significant Investor Visa (SIV) scheme in November 2012, it has never been a better time for foreigners to invest in a vibrant and diverse economy. Best...

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