Improve Your Credit Score

Does A Higher Credit Score Mean Better Rates?

personOtto Dargan access_timeJanuary 7, 2020

Does your credit score affect mortgage rates? Yes. However, does a higher credit score give you better rates? No! If one borrower has a good Equifax credit score of 700 and another borrower has an excellent Equifax credit score of 900, both of them will likely qualify with the...

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The Way Your Credit Score Is Calculated Has Changed

personOtto Dargan access_timeOctober 4, 2019

The Big Four banks of Australia have fully adopted the Comprehensive Credit Reporting (CCR). The introduction of CCR changed the type of consumer credit information that can be collected and reported. Previously, Australia only had a negative credit reporting system but now this...

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