Home Loan

Mum And Dad Have Lent $65b To Their Kids

personOtto Dargan access_timeSeptember 7, 2017

Around 30% of first home buyers using the “Bank of Mum and Dad” Outside of the top 4 banks, your mum and dad are the biggest lenders in Australia. It’s true! According to a new survey from comparison website Mozo, more parents than ever are helping their kids...

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What Happened To My Home Loan Rate?

personOtto Dargan access_timeJune 28, 2017

Some major lenders have reduced home loan rates on variable rate home loans and hiked investment loans but it’s not all bad news for investors! How much your monthly repayments will change will depend on the lender you’re with and the type of mortgage that you have. Some...

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Will A Default Stop Me From Getting A Home Loan?

personOtto Dargan access_timeMarch 7, 2017

Have you ever been late with an electricity, mobile or credit card bill? There’s plenty of people who have and it’s not usually a big problem unless the debt is for more than $150 and you’re more than 60 days late in paying it. At this point, you’ll have a default lodged...

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Ask Our Brokers A Question After Hours

personOtto Dargan access_timeFebruary 6, 2017

Need a home loan but not sure where to start? Have a question about the home buying process? Maybe you just want to get an idea if you qualify. At Home Loan Experts, we understand that you have busy lives so you’re not always able to call our 1300 889 743 number during...

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How Do Sharia Compliant Home Loans Work?

personOtto Dargan access_timeJanuary 7, 2017

According to Australia’s most recent census, the Muslim population in Australia has reached more than 476,291, a drop in the ocean compared to our total population (2% to be exact). Despite this, the majority of Muslims follow sharia (shari’ah) law, meaning there are literally...

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The Truth About Being A Home Loan Guarantor

personOtto Dargan access_timeJanuary 1, 2017

If you’re a mum or dad, chances are that you’re watching property prices going up across the country and worrying a lot about your kids buying a home of their own one day. You may have thought about helping your child out by acting as a guarantor on their home loan but you’ve...

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4 Ways To Slash Your Home Loan Rate

personOtto Dargan access_timeAugust 28, 2016

4 Ways To Slash Your Home Loan Rate (And Save Thousands) People love a good bargain when it comes to clothes and gadgets but what about your home loan? Even with a tiny 0.30% discount you can save more than $30,000 in repayments! Do we have your attention now? Good! 4 magic...

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Can I Get A Home Loan If I’m On The SOL?

personOtto Dargan access_timeMay 23, 2016

Which visa types will the banks accept? To all foreign citizens planning to live and work as a permanent resident in Australia, heads up! The Australian government has just released the list of skilled professions that will be accepted for a permanent resident visa status in...

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Can Santa Get Approved For A Home Loan?

personOtto Dargan access_timeDecember 24, 2015

He brings joy to billions of children (and misguided adults) around the world but could Santa Claus actually be knocked back for a home loan in Australia? The answer may surprise you! He can’t prove his income Banks can be really tough when it comes to deciding whether...

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Do You Have Bad Credit Due To Job Loss?

personOtto Dargan access_timeDecember 16, 2015

Job loss can be a devastating experience for any Australian. While many people do find their feet again, it can sometimes take a while to find work. In that time, bills and debts can quickly pile up and people who are unemployed can quickly find themselves missing mortgage payments,...

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