The Truth About Being A Home Loan Guarantor

personOtto Dargan access_timeJanuary 1, 2017

If you’re a mum or dad, chances are that you’re watching property prices going up across the country and worrying a lot about your kids buying a home of their own one day. You may have thought about helping your child out by acting as a guarantor on their home loan, but you’ve...

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9 Myths About Home Loans Exposed

personOtto Dargan access_timeJune 19, 2015

Getting a home loan is a life-changing decision and nothing makes it harder to take the leap than trying to sort home loan fact from fiction. From the difference of making monthly repayments compared to fortnightly repayments, to the actual cost of using a mortgage broker, here...

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An Easy Guide To The Costs Of Buying A Home

personOtto Dargan access_timeMay 6, 2015

There’s probably a good reason that you’re 30 and still living with your parents but let’s face it, it kind of sucks when all of your friends have moved out and are getting on with their lives. Isn’t it time you moved into a home of your own? Leaving the nest is a big...

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Can I Use My Rental History To Get A Home Loan?

personOtto Dargan access_timeMay 5, 2015

error Rental history can be used in place of genuine savings to determine if a borrower can commit to a home loan. You will still need a deposit to get a home loan. It’s becoming more expensive than ever to rent a place in Australia and the cost is only set to rise, Anglicare...

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5 Reasons Why Guarantor Loans Are Amazing

personOtto Dargan access_timeApril 28, 2015

Do you want to buy your own home but don’t have a deposit? Simply get a guarantor loan with the help of your parents and avoid the deposit requirement completely. With your parents using their property as security for your mortgage: You won’t need a deposit: You don’t...

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5 Ways To Borrow At A High LVR

personOtto Dargan access_timeMarch 31, 2015

5 golden tips to borrow at a high LVR Can you build your genuine savings? Borrowing 90% or more will require you to have at least 5% of the purchase price in ‘genuine savings’ in order to get a home loan with most lenders. For example, you’ll require around $25,000 in...

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