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Our award-winning mortgage brokers will find you the right home loan for your situation.
What’s the benefit of getting a guarantor loan?
If you have a guarantor who is willing to guarantee your home loan, you won’t need the standard 5-10% deposit to buy a home.
With this type of arrangement, you’re actually borrowing 110% of the property value, which includes the purchase price plus the cost of actually completing the purchase including stamp duty and conveyancing fees.
How do I apply for a grant?
You have to apply for a first home owner grant when you apply for the mortgage.
The funds will be advanced with your loan at settlement.
How can I borrow more than 95%
Some lenders will allow you to capitalise (add) your LMI premium on top of your loan so, in essence, you’re borrowing as much as 100% when the premium is included.
For a 95% home loan, LMI is about 3% of the property value so the benefit of capitalising is that you don’t have to pay this premium upfront and can keep more money in your pocket.
How we find you the right solution
We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just 3 easy steps.
Step 1
Enquire online
or call us
Step 2
We assess
your situation.
Step 3
We find you the
most suitable loan.
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Testimonials for Home loan Experts
“ …From the beginning the service, care and attention to my needs was outstanding. And that continued with every contact, in fact I’d say it got better, which is counter to what happens almost everywhere else….”
Glen Campbell
“ …He was able to quickly and with minimal fuss, find us a loan at a good rate when others told us it would be too hard. Very impressed with their service and would highly recommend the home loan experts in the future”
Kim Thoa Bui
“ …offered fast service and made the whole refinance process simple. And I love simple!
Thank you for getting me a great deal with a home loan that really suited my needs….”
Tracey A