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Our award-winning mortgage brokers will find you the right home loan for your situation.

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Some professionals get
special treatment

Certain individuals are seen as a lower risk so banks are willing to waive the cost of mortgage insurance when they borrow up to 90% of the property value.

Doctors:

  • Preferred professionals only including general practitioners (GPs), dentists, optometrists, veterinarians, chiropractors and pharmacists.
  • Max loan size of $4.5 million.
  • Must be a member of a relevant industry organisation (e.g. AMA).

Accountants:

  • Includes chief financial officers (CFO), finance managers, auditors and actuaries.
  • Max loan size of $2.0 million.
  • Must be a member of a relevant industry organisation.

Lawyers:

  • Includes barristers, judges and solicitors.
  • Max loan size of $2.0 million.
  • Must be a member of a relevant industry organisation.

The policy for this is complicated, please contact us to see if you qualify.


DHA investors can get in on the action too

Investors can borrow up to 90% to buy a Defence Housing Australia (DHA) property and avoid mortgage insurance.

This is available with select lenders because of the rental guarantee that comes with DHA properties.

You don’t need to be working in a particular role or industry to qualify!


Good borrowers with a little
more deposit

Borrowers who aren’t one of the professionals listed above would normally be charged LMI when borrowing over 80%.

The exception to this is great borrowers with a perfect credit history borrowing no more than 85%.

Other conditions apply:

  • You’re buying a property (refinancing to purchase a property may be accepted).
  • Max loan size of $1.0 million.
  • Max $1.5 million in total loans with no LMI.
  • Major metro areas only.
  • Properties in Sydney require the combined income of all borrowers to be over $180,000 (excluding rental income).

How much can you save by
avoiding LMI?

If you were borrowing $900,000 for a $1 million property, you could save over $27,000 just by not having to pay an LMI premium.

You can often save more by reducing your LMI bill than by getting a cheaper interest rate.

How our services can help you…

1

Complete our free assessment form or call us.

2

We assess your situation.

3

We look at al the options from our panel of lenders.

4

We will find you the most suitable deals.

We are experts at finding the right home loan solution
for our customers. Let us help you.

We’ve lent more than $1 billion Australia-wide.

Find out why we are the winner of the ‘Best Customer Service – Office’ category
in the 2015 and 2016 Better Business Awards.

gal Recently, we were approved for a loan all due to the hard work Preeti put into helping us secure our first family home. Preeti went above and beyond normal working hours and weekends to help us along the process.

– Vanessa, Elwood, Melbourne

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