Buy an investment property with minimum deposit
Do I qualify for an investment home loan?
Investment loans often come with more specific financial requirements due to their higher risk profile.
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Genuine Savings or Accessible Equity
You need 5-10% in genuine savings or accessible equity (if this is not your first investment property)
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Good Credit Score
You should have a good credit score of above 700
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Stable Employment
You should have a steady job with a consistent income
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Accepted Postcode
The lender must approve the postcode or security
Maximise your borrowing capacity as an investor!
Here are some ways to increase your borrowing power for an investment property loan:
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LMI Waivers for Professionals
Leverage LMI waivers if you’re a doctor, lawyer, accountant or other acceptable professional.
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Debt Consolidation
Combine credit cards, car loans, or personal loans into one manageable payment.
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Smart Use of Trusts
Use trusts strategically to manage debt and enhance capacity.
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Joint Loan Applications
Apply with your spouse to maximize your combined income.
See what our clients have to say
Mike K
NSW
Knowledgeable staff who are also investors – My go to mortgage broker firm. The key difference is the abundance of staff who have investment portfolios and experience in complex deal structuring.
Ksenia M.
NSW
Our situation has significantly improved since then, but these guys saved us at least three years and helped us buy our first home and now an investment property. I will never stop recommending them!
Riya P
QLD
Home Loan “Experts” – Romy and his team has been there for us to answer every request we have made whether it is residential loan on student visa, other residential loan owner occupier or residential investment from 2018.
Craig W
Victoria
We have used Home Loan Experts before for our investment properties and I wouldn’t use anyone else. They are quick and prompt at getting the job done and as a investor that’s what we need.
Eli F
Victoria
I worked with Prabesh on a rather unique investment project, and I was thoroughly impressed with the level of service and dedication they provided throughout the entire process.
Santosh
NSW
Prompt response to any queries or concerns related to our owner occupied and investment loans. Extremely satisfied with Home Loan Experts support team for keeping us updated with regards to mortgage market trends and best options for home buyers.
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Get expert guidance In 3 easy steps
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Receive expert guidance
A home loan expert will reach out to understand your needs.
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Smart lending solutions
We’ll match you with lenders that align with your investment goals.