Welcome to the forums and thank you for reaching out to us.
The secret to getting your home loan approved even when you are working on casual employment basis is to show banks/lenders that you have a steady flow of income from your job.
Most lenders will look at:
- How long you've been in a particular industry
- The tendency of people in the industry to default on loans.
- How stable in your income.
- How reliant are you on any unstable income (commission, bonus, etc).
The good news is that not all lenders require the borrower to be working in a permanent job for years. Even with the short employment history or working on a casual basis, if you have a good credit score and have industry experience, we can usually find you a lender.
We're experts at getting home loans approved for people with unusual employment.
Give us a call on 1300 889 743 or fill in our free assessment form to find out if you qualify for a home loan.