Extra services for professional property investors?

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gdl
Posts: 45
Joined: Fri Jun 26, 2009 10:58 am

Extra services for professional property investors?

Post by gdl »

Hi guys, I see you helping a lot of first home buyers or people trying to be investors but do you guys offer any special services for more experienced property investors?

I currently have over $1.5 million in net assets but I need some professional help with more loans to invest in a few other housing projects. I also have a fulltime job managing my own chain of cafes which is requiring more and more time from me so I have less time to focus on investing.

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Otto Dargan
Mortgage Specialist
Posts: 7730
Joined: Sat Sep 06, 2008 5:55 pm
Location: Sydney, Australia
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Re: Extra services for professional property investors?

Post by Otto Dargan »

Hi and welcome to the Home Loan Experts forums gdl,

We actually offer several services for professional investors with high net worth and many investment properties.

These additional services include:
  • Getting a good understanding of your investment strategy so that we can work towards it
  • Reducing your involvement for each purchase
  • Getting you free access to property reports
  • Providing you with free bank valuations
  • Working to maximise your borrowing capacity
  • Minimising communication errors between your professional advisors
  • Working with local bank branches to make it easier for you
  • Negotiating specialised pricing for all of your home loans
  • Helping you to negotiate for policy exceptions if necessary using our reputation as well as your experience, income and asset position
  • Helping you to build a strong relationship with the lenders
Unlike other mortgage brokers there are no extra fees for these services. Please also keep in mind that we are only focused on mortgage broking and do no provide financial planning, accounting, legal or other financial advice.

Cheers,
Otto
Otto Dargan
Mortgage Broker
P | 1300 889 743
Home Loan Experts

gdl
Posts: 45
Joined: Fri Jun 26, 2009 10:58 am

Re: Extra services for professional property investors?

Post by gdl »

So how exactly do you plan to provide these services?

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Otto Dargan
Mortgage Specialist
Posts: 7730
Joined: Sat Sep 06, 2008 5:55 pm
Location: Sydney, Australia
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Re: Extra services for professional property investors?

Post by Otto Dargan »

Hi gdl,

We can help you reduce your involvement by working directly with your financial advisors so that you do not get to involved directly. We can also hold your documents for you so that it is faster to apply for a loan. We also subscribe to many property data services such as RP Data and Real Estate Investar and can help you by providing area-specific reports to you for free.

As for free bank valuations many of our lenders allow us to order free bank valuations even before the loan application has been submitted which will allow you to go with the lender with the best valuation of your property.

Maximising your borrowing capacity can be done by helping you find the bank who will assess you the most favourable since we know all lending policies of the major lenders.

As experienced mortgage brokers we also know all the lender’s products and their prices which allows us to negotiate the best pricing for your loan. We also have many brokers who have worked for banks previously which lets us present your application in a way that focuses on its merits, especially if you do not meet standard policy.

In any case understanding your investment strategy is the foundation on which we will base all our recommendations to you on with a long term vision in mind.

If you are interested, then you can contact us on 1300 889 743 from Monday to Friday during work hours. Alternately you can also send us an online enquiry and one of our senior mortgage brokers will get back to you immediately.

Cheers,
Otto
Otto Dargan
Mortgage Broker
P | 1300 889 743
Home Loan Experts

gdl
Posts: 45
Joined: Fri Jun 26, 2009 10:58 am

Re: Extra services for professional property investors?

Post by gdl »

I will think about it before I go ahead with any decision, but thanks for all the information.

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boon
Posts: 53
Joined: Wed Jun 24, 2009 1:34 pm

Re: Extra services for professional property investors?

Post by boon »

Hi this all sounds pretty good to me. How can I qualify for these services?

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Otto Dargan
Mortgage Specialist
Posts: 7730
Joined: Sat Sep 06, 2008 5:55 pm
Location: Sydney, Australia
Contact:

Re: Extra services for professional property investors?

Post by Otto Dargan »

Hi boon,

To qualify for our high net worth package you need to:
  • Have current loans or plan to apply for loans of over $2,000,000
  • Have a net asset worth of over $1,000,000
  • Have a well planned investment strategy and knowledge about the same
We also offer the same services for investors with fewer assets or lower loan amounts if they have a high income. Please call us directly to enquire about this.

Cheers,
Otto
Otto Dargan
Mortgage Broker
P | 1300 889 743
Home Loan Experts

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boon
Posts: 53
Joined: Wed Jun 24, 2009 1:34 pm

Re: Extra services for professional property investors?

Post by boon »

Oh okay, I have a little less than $2 million in assets so maybe I’ll be one of the exceptions then haha.

If I do work with you guys, what kind of banks can I expect to be working with?

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Otto Dargan
Mortgage Specialist
Posts: 7730
Joined: Sat Sep 06, 2008 5:55 pm
Location: Sydney, Australia
Contact:

Re: Extra services for professional property investors?

Post by Otto Dargan »

Hi boon,

We have access to more than 40 lenders and over 300 loan products. These include major banks, building societies, credit unions, regional banks, non-conforming and specialist lenders and private lenders.

We have built strong relationships with all these lenders and have a good reputation amongst them. We can also work with other lenders since we are accredited with NAB, MKM Capital, La Trobe, RedZed & Widebay Australia.

We particularly feel that knowing many lenders is very important because this allows us to help you find the most suitable loan product and also increase your chances of approval. At the same time we are also experienced at refinancing and will always be looking at ways to reduce the cost of your home loan.

Cheers,
Otto
Otto Dargan
Mortgage Broker
P | 1300 889 743
Home Loan Experts

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