Not only can they help you get a better deal through their knowledge and relationships with many lenders, good mortgage brokers help even after settlement.
A mortgage broker can look out for you even after settlement by helping you efficiently manage your home loan.
We have a dedicated post-settlement team of specialist mortgage brokers who can help you manage your home loan through some ways such as:
- Explain and confirm any home loan features that you've applied for.
- Organise property reports to see how your property is performing. This, along with mortgage reviews, can be conducted as per your request or depending on the market conditions.
- Our brokers will do a regular annual mortgage review and negotiate with your lender or suggest a refinance so your mortgage can continue to have a competitive interest rate.
- We can help check for capital growth of your property and if you've you accumulate enough equity, recommend cash out or equity release to access it.
- If you're getting a construction loan, we can help you make progress payments.
- If you're on a low doc, bad credit or any other mortgage with a high interest rate, we can help you refinance to a prime lender as soon as you can qualify.
Hope this has been helpful.
Cheers,
Otto