credit history
credit history
Do banks do a credit check when you apply for a loan?
- Otto Dargan
- Mortgage Specialist
- Posts: 7730
- Joined: Sat Sep 06, 2008 5:55 pm
- Location: Sydney, Australia
- Contact:
Re: credit history
Yes banks will investigate your credit history with Veda Advantage who have a database of all Australians that have applied for any type of credit. Banks also have their own internal system where they can check your personal history with their bank and this is also taken into account. If you have concerns you can obtain a copy of your credit file from veda advantage.