credit history

Any general questions you might have in regards to loans and finance.
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fisher
Posts: 78
Joined: Wed Jun 24, 2009 4:25 pm

credit history

Post by fisher »

Do banks do a credit check when you apply for a loan?

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Otto Dargan
Mortgage Specialist
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Joined: Sat Sep 06, 2008 5:55 pm
Location: Sydney, Australia
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Re: credit history

Post by Otto Dargan »

Yes banks will investigate your credit history with Veda Advantage who have a database of all Australians that have applied for any type of credit. Banks also have their own internal system where they can check your personal history with their bank and this is also taken into account. If you have concerns you can obtain a copy of your credit file from veda advantage.
Otto Dargan
Mortgage Broker
P | 1300 889 743
Home Loan Experts

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