Lenders consider someone in temporary/ seasonal employment a higher risk than someone in a full-time permanent position.
Seasonal workers will need to establish a reliable income with evidence that you’ve worked for the same employer for the past two years even if it’s for only part of the year. A letter from your employer that indicates you’ll be hired the next season will be required.
Seasonal or temporary workers who have a stable situation usually have an excellent chance of approval. Unfortunately, if we can’t establish a stable income then there’s little chance of approval.
In order to verify your income, you’ll need to provide:
- Two years’ tax returns or recent payslips.
- Letter from your employer.
Give us a call on 1300 889 743 or fill in our free assessment form to find out if you qualify for a home loan.
Cheers,