Hello Jackson. Welcome to the forums.
Most lenders require all adult beneficiaries in a family trust
to be guarantors for the loan. They would all need to provide income, asset & liability information as well as meet other borrowing criteria.
Luckily, not every lender requires beneficiaries to be guarantors.
We can help you by looking at your entire situation and finding the right lender that will lend to you:
- We know which lenders can accept family trust loans without the need for all beneficiaries to be guarantors.
- We can get your loan approved with lenders that have fewer fees for guarantee and indemnity documents.
- We know how to structure loans with the correct entities as borrowers and mortgagors. We’ll even discuss this with your accountant to be 100% sure.
- For the majority of family trust loans, our services are completely free.
We are specialists in trust loans
Speak with one of our specialist mortgage brokers by giving us a call on 1300 889 743
or fill in our free assessment form
to find a lender that will approve your loan and offer the most competitive interest rate around.