Hello Yuri. Welcome to the forums.
A credit report and a credit score
are not the same thing.
Your credit report contains information received by the credit reporting agencies about you. Your credit score is calculated by putting the information from your credit report into a credit score formula.
You may have multiple credit scores based upon who provided the score, i.e. Equifax
, Experian etc. since the company providing the score may use their own scoring model.
The law gives you the right to ask for a copy of your credit report, however, the law does not require the credit reporting companies to provide a free credit score.
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or fill in our free assessment form
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