Hello Bodhi. Welcome to the forums.
Dentists and other dental practitioners
including orthodontists are eligible to borrow up to 100% with waived Lenders Mortgage Insurance (LMI)
You typically need to be a member of either the Australian Dental Association (ADA) or the Australian Dental Council (ADC). However, other industry association may be accepted.
Without knowing your entire financial situation, you do certainly sound like a low-risk borrower and you may qualify for negotiated interest rate discounts.
Having a deposit of that size means that you're borrowing around 90% of the property value and this will help your case.
With an experienced mortgage broker speaking with the right lender, you'll also have a good chance at getting some fees and charged waived as well.
Talk to our specialist mortgage brokers by calling 1300 889 743
or fill in our free online assessment form
to find out if you qualify for a waived LMI dentist home loan.