That is fine as long as your name is listed on the tenancy agreement. When you’re renting with another person, you can still qualify if you can prove a track record of prompt rental payments with a rental ledger and bank statements showing regular deductions for your rent over a period of 12 months.
Luckily, some lenders can consider rent as genuine savings with as little as 3-6 months history.
Golden tip: The rental ledger must be from a licensed real estate agent.
You can find a rental ledger or rental reference letter
template on our website which you can provide to your property manager or landlord to complete.