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RAMS knocked me back saying they don't accept low docs anymore

Last post by Otto Dargan « Mon May 27, 2019 4:51 pm
Replies: 5
by Percy » Fri May 24, 2019 3:16 pm

5 Replies

5040 Views

Last post by Otto Dargan
Mon May 27, 2019 4:51 pm
Specialist ENT surgeon looking to borrow 100% and finance to fit out medical practice

Last post by Otto Dargan « Thu May 23, 2019 8:46 pm
Replies: 5
by Adoni » Thu May 23, 2019 4:19 pm

5 Replies

4920 Views

Last post by Otto Dargan
Thu May 23, 2019 8:46 pm
Do lenders use their valuation or the purchase price to determine the LVR?

Last post by Otto Dargan « Wed May 22, 2019 6:52 pm
Replies: 5
by Rosie M » Wed May 22, 2019 3:01 pm

5 Replies

5041 Views

Last post by Otto Dargan
Wed May 22, 2019 6:52 pm
Are annual bonus and a gifted deposit accepted as genuine savings?

Last post by Otto Dargan « Tue May 21, 2019 7:01 pm
Replies: 5
by Nolan » Tue May 21, 2019 1:43 pm

5 Replies

5073 Views

Last post by Otto Dargan
Tue May 21, 2019 7:01 pm
Getting a mortgage with a temporary resident

Last post by Otto Dargan « Tue May 21, 2019 12:33 pm
Replies: 5
by Abby » Mon May 20, 2019 5:10 pm

5 Replies

4921 Views

Last post by Otto Dargan
Tue May 21, 2019 12:33 pm
How much can I borrow with a default?

Last post by Otto Dargan « Mon May 20, 2019 2:49 pm
Replies: 5
by Shelly » Fri May 17, 2019 3:02 pm

5 Replies

5169 Views

Last post by Otto Dargan
Mon May 20, 2019 2:49 pm
What are the differences between low doc and full doc?

Last post by Otto Dargan « Fri May 17, 2019 1:17 pm
Replies: 5
by Garfie » Thu May 16, 2019 6:13 pm

5 Replies

5600 Views

Last post by Otto Dargan
Fri May 17, 2019 1:17 pm
Going on 60 years old Looking to purchase an investment property

Last post by Otto Dargan « Wed May 15, 2019 7:58 pm
Replies: 3
by Andre » Wed May 15, 2019 5:53 pm

3 Replies

4000 Views

Last post by Otto Dargan
Wed May 15, 2019 7:58 pm
My AMP SMSF loan got knocked back! Need a lender that can help me

Last post by Otto Dargan « Tue May 14, 2019 7:27 pm
Replies: 5
by Fardeen » Tue May 14, 2019 4:15 pm

5 Replies

5099 Views

Last post by Otto Dargan
Tue May 14, 2019 7:27 pm
Do banks lend to people who've only recently started working again?

Last post by Otto Dargan « Tue May 14, 2019 6:44 pm
Replies: 5
by Monica C » Tue May 14, 2019 2:18 pm

5 Replies

5008 Views

Last post by Otto Dargan
Tue May 14, 2019 6:44 pm
What are the main challenges faced by Australian expats when applying for a mortgage?

Last post by Otto Dargan « Mon May 13, 2019 8:26 pm
Replies: 5
by Reagan » Mon May 13, 2019 4:17 pm

5 Replies

5076 Views

Last post by Otto Dargan
Mon May 13, 2019 8:26 pm
Lenders with flexible policy around guarantors for trust loans

Last post by Otto Dargan « Mon May 13, 2019 8:25 pm
Replies: 5
by Jackson » Mon May 13, 2019 4:14 pm

5 Replies

4970 Views

Last post by Otto Dargan
Mon May 13, 2019 8:25 pm
Parental loss and funeral costs caused bad credit

Last post by Otto Dargan « Fri May 10, 2019 6:26 pm
Replies: 5
by Layla » Fri May 10, 2019 1:42 pm

5 Replies

4957 Views

Last post by Otto Dargan
Fri May 10, 2019 6:26 pm
What docs do I need to provide for a low doc refinance?

Last post by Otto Dargan « Thu May 09, 2019 6:49 pm
Replies: 5
by Paul L » Thu May 09, 2019 2:39 pm

5 Replies

5021 Views

Last post by Otto Dargan
Thu May 09, 2019 6:49 pm
Studio apartment too small for a mortgage, why?

Last post by Otto Dargan « Thu May 09, 2019 6:45 pm
Replies: 5
by Marshall P » Thu May 09, 2019 2:45 pm

5 Replies

5725 Views

Last post by Otto Dargan
Thu May 09, 2019 6:45 pm
Low doc cash out to expand my business

Last post by Otto Dargan « Wed May 08, 2019 7:09 pm
Replies: 5
by Carson » Wed May 08, 2019 3:40 pm

5 Replies

4833 Views

Last post by Otto Dargan
Wed May 08, 2019 7:09 pm
Westpac doesn't offer SMSF loans anymore?

Last post by Otto Dargan « Tue May 07, 2019 4:23 pm
Replies: 5
by Bailey » Tue May 07, 2019 12:17 pm

5 Replies

5532 Views

Last post by Otto Dargan
Tue May 07, 2019 4:23 pm
Potential credit bottlenecks that I need to be aware of as a guarantor

Last post by Otto Dargan « Mon May 06, 2019 3:54 pm
Replies: 5
by Richard G » Mon May 06, 2019 11:56 am

5 Replies

5724 Views

Last post by Otto Dargan
Mon May 06, 2019 3:54 pm
Help me figure out how Australian lenders will assess my foreign income

Last post by Otto Dargan « Fri May 03, 2019 3:03 pm
Replies: 5
by Zheng » Fri May 03, 2019 11:51 am

5 Replies

5324 Views

Last post by Otto Dargan
Fri May 03, 2019 3:03 pm
What issues do you foresee with our application for a bush block?

Last post by Otto Dargan « Fri May 03, 2019 11:47 am
Replies: 5
by Allen » Thu May 02, 2019 4:15 pm

5 Replies

5412 Views

Last post by Otto Dargan
Fri May 03, 2019 11:47 am
Westpac declined me for a doctor home loan, are there other lenders who can help?

Last post by Otto Dargan « Tue Apr 30, 2019 6:58 pm
Replies: 5
by Grover » Tue Apr 30, 2019 2:58 pm

5 Replies

6652 Views

Last post by Otto Dargan
Tue Apr 30, 2019 6:58 pm
Looking at borrowing 95% - Can you make this work?

Last post by Otto Dargan « Mon Apr 29, 2019 7:06 pm
Replies: 5
by Sue » Mon Apr 29, 2019 3:52 pm

5 Replies

5634 Views

Last post by Otto Dargan
Mon Apr 29, 2019 7:06 pm
Can you buy a house without a deposit?

Last post by Otto Dargan « Mon Apr 29, 2019 12:19 pm
Replies: 5
by Mikail » Fri Apr 26, 2019 5:11 pm

5 Replies

5433 Views

Last post by Otto Dargan
Mon Apr 29, 2019 12:19 pm
Potential issues I may face as an Australian expat working in Dubai

Last post by Otto Dargan « Fri Apr 26, 2019 3:18 pm
Replies: 5
by Genevieve » Thu Apr 25, 2019 3:54 pm

5 Replies

5462 Views

Last post by Otto Dargan
Fri Apr 26, 2019 3:18 pm
What are my no deposit home loan options?

Last post by Otto Dargan « Thu Apr 25, 2019 6:27 pm
Replies: 5
by Sawyer9 » Thu Apr 25, 2019 3:30 pm

5 Replies

5378 Views

Last post by Otto Dargan
Thu Apr 25, 2019 6:27 pm
$5 million needed in my SMSF for a NAB SMSF loan?

Last post by Otto Dargan « Thu Apr 25, 2019 3:48 pm
Replies: 5
by Shawn P » Wed Apr 24, 2019 6:18 pm

5 Replies

5305 Views

Last post by Otto Dargan
Thu Apr 25, 2019 3:48 pm
What are the benefits of guarantor loans?

Last post by Otto Dargan « Wed Apr 24, 2019 2:51 pm
Replies: 5
by JamesCharles2000 » Wed Apr 24, 2019 2:13 pm

5 Replies

5194 Views

Last post by Otto Dargan
Wed Apr 24, 2019 2:51 pm
ELI5: How does credit scoring work?

Last post by Otto Dargan « Tue Apr 23, 2019 7:54 pm
Replies: 5
by Suraj » Tue Apr 23, 2019 2:39 pm

5 Replies

5420 Views

Last post by Otto Dargan
Tue Apr 23, 2019 7:54 pm
Is having a mortgage on the guarantor’s property an issue?

Last post by Otto Dargan « Tue Apr 23, 2019 2:36 pm
Replies: 5
by Reece » Mon Apr 22, 2019 4:32 pm

5 Replies

5174 Views

Last post by Otto Dargan
Tue Apr 23, 2019 2:36 pm
Are there any decent options for us with a low deposit?

Last post by Otto Dargan « Sun Apr 21, 2019 10:38 pm
Replies: 5
by Elisabeth » Fri Apr 19, 2019 6:32 pm

5 Replies

5583 Views

Last post by Otto Dargan
Sun Apr 21, 2019 10:38 pm
Buying with a temporary 461 spousal visa holder as a New Zealander

Last post by Otto Dargan « Fri Apr 19, 2019 2:49 pm
Replies: 5
by Lincoln » Thu Apr 18, 2019 6:21 pm

5 Replies

5675 Views

Last post by Otto Dargan
Fri Apr 19, 2019 2:49 pm
I need a general guide to buying property in Australia as a foreign investor

Last post by Otto Dargan « Wed Apr 17, 2019 7:33 pm
Replies: 5
by Zachary » Wed Apr 17, 2019 1:56 pm

5 Replies

5194 Views

Last post by Otto Dargan
Wed Apr 17, 2019 7:33 pm
Which banks still lend for an investment property with SMSF? NAB?

Last post by Otto Dargan « Wed Apr 17, 2019 11:33 am
Replies: 5
by Raul B » Tue Apr 16, 2019 4:26 pm

5 Replies

5645 Views

Last post by Otto Dargan
Wed Apr 17, 2019 11:33 am
Can NZ citizens buy an investment property in Australia?

Last post by Otto Dargan « Tue Apr 16, 2019 7:35 pm
Replies: 5
by Nancy007 » Tue Apr 16, 2019 6:47 pm

5 Replies

5349 Views

Last post by Otto Dargan
Tue Apr 16, 2019 7:35 pm
Give me a breakdown of all no deposit home loans available

Last post by Otto Dargan « Fri Apr 12, 2019 7:05 pm
Replies: 5
by Sammy » Fri Apr 12, 2019 3:42 pm

5 Replies

5464 Views

Last post by Otto Dargan
Fri Apr 12, 2019 7:05 pm
Can I use my brother as my guarantor?

Last post by Amando « Fri Apr 12, 2019 3:48 pm
Replies: 6
by Amando » Fri Apr 12, 2019 2:35 pm

6 Replies

6307 Views

Last post by Amando
Fri Apr 12, 2019 3:48 pm
Will I pay a higher interest rate with a guarantor?

Last post by Otto Dargan « Fri Apr 12, 2019 2:36 pm
Replies: 5
by Amaru » Thu Apr 11, 2019 7:24 pm

5 Replies

5218 Views

Last post by Otto Dargan
Fri Apr 12, 2019 2:36 pm
How would I go about using my equity to purchase another property?

Last post by Otto Dargan « Thu Apr 11, 2019 12:47 pm
Replies: 5
by Aurelia » Wed Apr 10, 2019 12:04 pm

5 Replies

5890 Views

Last post by Otto Dargan
Thu Apr 11, 2019 12:47 pm
Is the American greenback accepted?

Last post by Otto Dargan « Wed Apr 10, 2019 6:57 pm
Replies: 5
by Marek » Tue Apr 09, 2019 6:08 pm

5 Replies

5341 Views

Last post by Otto Dargan
Wed Apr 10, 2019 6:57 pm
Is 100% waived LMI loan available for a pathologist (medical)?

Last post by Otto Dargan « Tue Apr 09, 2019 5:37 pm
Replies: 5
by Noel G » Mon Apr 08, 2019 7:44 pm

5 Replies

5337 Views

Last post by Otto Dargan
Tue Apr 09, 2019 5:37 pm

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