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ELI5: How does credit scoring work?

Last post by Otto Dargan « Tue Apr 23, 2019 7:54 pm
Replies: 5
by Suraj » Tue Apr 23, 2019 2:39 pm

5 Replies

15 Views

Last post by Otto Dargan View the latest post
Tue Apr 23, 2019 7:54 pm
Is having a mortgage on the guarantor’s property an issue?

Last post by Otto Dargan « Tue Apr 23, 2019 2:36 pm
Replies: 5
by Reece » Mon Apr 22, 2019 4:32 pm

5 Replies

26 Views

Last post by Otto Dargan View the latest post
Tue Apr 23, 2019 2:36 pm
Are there any decent options for us with a low deposit?

Last post by Otto Dargan « Sun Apr 21, 2019 10:38 pm
Replies: 5
by Elisabeth » Fri Apr 19, 2019 6:32 pm

5 Replies

59 Views

Last post by Otto Dargan View the latest post
Sun Apr 21, 2019 10:38 pm
Buying with a temporary 461 spousal visa holder as a New Zealander

Last post by Otto Dargan « Fri Apr 19, 2019 2:49 pm
Replies: 5
by Lincoln » Thu Apr 18, 2019 6:21 pm

5 Replies

58 Views

Last post by Otto Dargan View the latest post
Fri Apr 19, 2019 2:49 pm
I need a general guide to buying property in Australia as a foreign investor

Last post by Otto Dargan « Wed Apr 17, 2019 7:33 pm
Replies: 5
by Zachary » Wed Apr 17, 2019 1:56 pm

5 Replies

68 Views

Last post by Otto Dargan View the latest post
Wed Apr 17, 2019 7:33 pm
Which banks still lend for an investment property with SMSF? NAB?

Last post by Otto Dargan « Wed Apr 17, 2019 11:33 am
Replies: 5
by Raul B » Tue Apr 16, 2019 4:26 pm

5 Replies

90 Views

Last post by Otto Dargan View the latest post
Wed Apr 17, 2019 11:33 am
Can NZ citizens buy an investment property in Australia?

Last post by Otto Dargan « Tue Apr 16, 2019 7:35 pm
Replies: 5
by Nancy007 » Tue Apr 16, 2019 6:47 pm

5 Replies

72 Views

Last post by Otto Dargan View the latest post
Tue Apr 16, 2019 7:35 pm
Give me a breakdown of all no deposit home loans available

Last post by Otto Dargan « Fri Apr 12, 2019 7:05 pm
Replies: 5
by Sammy » Fri Apr 12, 2019 3:42 pm

5 Replies

143 Views

Last post by Otto Dargan View the latest post
Fri Apr 12, 2019 7:05 pm
Can I use my brother as my guarantor?

Last post by Amando « Fri Apr 12, 2019 3:48 pm
Replies: 6
by Amando » Fri Apr 12, 2019 2:35 pm

6 Replies

112 Views

Last post by Amando View the latest post
Fri Apr 12, 2019 3:48 pm
Will I pay a higher interest rate with a guarantor?

Last post by Otto Dargan « Fri Apr 12, 2019 2:36 pm
Replies: 5
by Amaru » Thu Apr 11, 2019 7:24 pm

5 Replies

121 Views

Last post by Otto Dargan View the latest post
Fri Apr 12, 2019 2:36 pm
How would I go about using my equity to purchase another property?

Last post by Otto Dargan « Thu Apr 11, 2019 12:47 pm
Replies: 5
by Aurelia » Wed Apr 10, 2019 12:04 pm

5 Replies

145 Views

Last post by Otto Dargan View the latest post
Thu Apr 11, 2019 12:47 pm
Is the American greenback accepted?

Last post by Otto Dargan « Wed Apr 10, 2019 6:57 pm
Replies: 5
by Marek » Tue Apr 09, 2019 6:08 pm

5 Replies

145 Views

Last post by Otto Dargan View the latest post
Wed Apr 10, 2019 6:57 pm
Is 100% waived LMI loan available for a pathologist (medical)?

Last post by Otto Dargan « Tue Apr 09, 2019 5:37 pm
Replies: 5
by Noel G » Mon Apr 08, 2019 7:44 pm

5 Replies

155 Views

Last post by Otto Dargan View the latest post
Tue Apr 09, 2019 5:37 pm
Can I get a low doc loan through ANZ?

Last post by Otto Dargan « Mon Apr 08, 2019 8:51 pm
Replies: 5
by Conan02 » Mon Apr 08, 2019 7:24 pm

5 Replies

171 Views

Last post by Otto Dargan View the latest post
Mon Apr 08, 2019 8:51 pm
Does our combined income of 160K qualify us for a waived LMI home loan?

Last post by Otto Dargan « Sun Apr 07, 2019 1:59 pm
Replies: 5
by Aditya » Fri Apr 05, 2019 2:54 pm

5 Replies

221 Views

Last post by Otto Dargan View the latest post
Sun Apr 07, 2019 1:59 pm
Help me break down my cash flow

Last post by Otto Dargan « Fri Apr 05, 2019 2:46 pm
Replies: 5
by Jerry » Thu Apr 04, 2019 6:28 pm

5 Replies

193 Views

Last post by Otto Dargan View the latest post
Fri Apr 05, 2019 2:46 pm
Aren’t credit score and credit report essentially the same thing?

Last post by Otto Dargan « Thu Apr 04, 2019 12:43 pm
Replies: 5
by Kimberly M » Wed Apr 03, 2019 5:57 pm

5 Replies

232 Views

Last post by Otto Dargan View the latest post
Thu Apr 04, 2019 12:43 pm
Looking for a new job home loan

Last post by Otto Dargan « Wed Apr 03, 2019 8:18 pm
Replies: 5
by JeffSupertramp10 » Wed Apr 03, 2019 6:10 pm

5 Replies

203 Views

Last post by Otto Dargan View the latest post
Wed Apr 03, 2019 8:18 pm
Help me figure out the size of the limited guarantee

Last post by Otto Dargan « Wed Apr 03, 2019 6:40 pm
Replies: 5
by Kelly K » Tue Apr 02, 2019 2:45 pm

5 Replies

227 Views

Last post by Otto Dargan View the latest post
Wed Apr 03, 2019 6:40 pm
Looking for a low doc loan to purchase an investment property

Last post by Otto Dargan « Tue Apr 02, 2019 2:42 pm
Replies: 5
by Zachariah » Mon Apr 01, 2019 6:24 pm

5 Replies

244 Views

Last post by Otto Dargan View the latest post
Tue Apr 02, 2019 2:42 pm
Are there banks that offer 95% plus LMI home loans?

Last post by Otto Dargan « Fri Mar 29, 2019 6:51 pm
Replies: 5
by Arya » Fri Mar 29, 2019 1:12 pm

5 Replies

276 Views

Last post by Otto Dargan View the latest post
Fri Mar 29, 2019 6:51 pm
How do banks calculate the LVR for a refinance?

Last post by Otto Dargan « Thu Mar 28, 2019 7:34 pm
Replies: 5
by Jimmy P » Thu Mar 28, 2019 1:55 pm

5 Replies

258 Views

Last post by Otto Dargan View the latest post
Thu Mar 28, 2019 7:34 pm
Can I still get an SMSF loan with NAB?

Last post by Otto Dargan « Thu Mar 28, 2019 7:28 pm
Replies: 5
by Pedror3Po » Thu Mar 28, 2019 5:34 pm

5 Replies

268 Views

Last post by Otto Dargan View the latest post
Thu Mar 28, 2019 7:28 pm
How much will I be able to borrow with an acreage loan?

Last post by Otto Dargan « Thu Mar 28, 2019 1:50 pm
Replies: 5
by Aditi » Wed Mar 27, 2019 5:14 pm

5 Replies

273 Views

Last post by Otto Dargan View the latest post
Thu Mar 28, 2019 1:50 pm
How do I apply for a first home owners grant?

Last post by Otto Dargan « Thu Mar 28, 2019 2:09 am
Replies: 5
by Nija28 » Wed Mar 27, 2019 7:27 pm

5 Replies

285 Views

Last post by Otto Dargan View the latest post
Thu Mar 28, 2019 2:09 am
Is the First Home Super Saver Scheme acceptable as genuine savings?

Last post by Otto Dargan « Tue Mar 26, 2019 7:39 pm
Replies: 5
by Roger G » Tue Mar 26, 2019 1:47 pm

5 Replies

328 Views

Last post by Otto Dargan View the latest post
Tue Mar 26, 2019 7:39 pm
Australian Expat in Singapore looking for a home loan

Last post by Marv82 « Tue Mar 26, 2019 7:26 pm
Replies: 6
by Marv82 » Tue Mar 26, 2019 4:18 pm

6 Replies

360 Views

Last post by Marv82 View the latest post
Tue Mar 26, 2019 7:26 pm
Why doesn’t my report include a credit score?

Last post by Otto Dargan « Mon Mar 25, 2019 7:00 pm
Replies: 5
by Yuri » Mon Mar 25, 2019 12:07 pm

5 Replies

430 Views

Last post by Otto Dargan View the latest post
Mon Mar 25, 2019 7:00 pm
How is changing my job going to affect how banks see my application?

Last post by Otto Dargan « Fri Mar 22, 2019 6:41 pm
Replies: 5
by Reef » Fri Mar 22, 2019 12:35 pm

5 Replies

563 Views

Last post by Otto Dargan View the latest post
Fri Mar 22, 2019 6:41 pm
Is my immigration visa going to affect what kind of home loan I qualify for?

Last post by Otto Dargan « Fri Mar 22, 2019 2:23 pm
Replies: 5
by Stefan » Thu Mar 21, 2019 5:33 pm

5 Replies

546 Views

Last post by Otto Dargan View the latest post
Fri Mar 22, 2019 2:23 pm
Can a New Zealander apply for a home loan in Australia?

Last post by Otto Dargan « Thu Mar 21, 2019 8:09 pm
Replies: 5
by TheoVon89 » Thu Mar 21, 2019 6:58 pm

5 Replies

576 Views

Last post by Otto Dargan View the latest post
Thu Mar 21, 2019 8:09 pm
I’ll be retiring at 65, what are my home loan options?

Last post by Otto Dargan « Tue Mar 19, 2019 7:20 pm
Replies: 5
by Ricky B » Tue Mar 19, 2019 11:37 am

5 Replies

544 Views

Last post by Otto Dargan View the latest post
Tue Mar 19, 2019 7:20 pm
What are my options with waived LMI home loans?

Last post by Hector « Tue Mar 19, 2019 11:33 am
Replies: 6
by Hector » Mon Mar 18, 2019 12:05 pm

6 Replies

578 Views

Last post by Hector View the latest post
Tue Mar 19, 2019 11:33 am
How much can I realistically borrow with an acreage loan?

Last post by Otto Dargan « Fri Mar 15, 2019 7:13 pm
Replies: 5
by Phyllis » Fri Mar 15, 2019 11:31 am

5 Replies

644 Views

Last post by Otto Dargan View the latest post
Fri Mar 15, 2019 7:13 pm
How does a gifted deposit work?

Last post by Otto Dargan « Fri Mar 15, 2019 1:58 pm
Replies: 5
by Don » Thu Mar 14, 2019 4:51 pm

5 Replies

606 Views

Last post by Otto Dargan View the latest post
Fri Mar 15, 2019 1:58 pm
No deposit home loan options

Last post by CyrusJ0 « Thu Mar 14, 2019 9:25 pm
Replies: 6
by CyrusJ0 » Thu Mar 14, 2019 7:16 pm

6 Replies

682 Views

Last post by CyrusJ0 View the latest post
Thu Mar 14, 2019 9:25 pm
What benefits do a guarantor loan provides?

Last post by Otto Dargan « Wed Mar 13, 2019 8:28 pm
Replies: 5
by ddt » Fri Feb 09, 2018 11:47 am

5 Replies

5862 Views

Last post by Otto Dargan View the latest post
Wed Mar 13, 2019 8:28 pm
How do lenders use my Equifax score?

Last post by Otto Dargan « Wed Mar 13, 2019 8:16 pm
Replies: 3
by Robyn24 » Wed Mar 13, 2019 7:31 pm

3 Replies

644 Views

Last post by Otto Dargan View the latest post
Wed Mar 13, 2019 8:16 pm
How do I make sure my loan is classified as a hobby farm loan?

Last post by Otto Dargan « Wed Mar 13, 2019 7:53 pm
Replies: 5
by Jim » Wed Mar 13, 2019 3:01 pm

5 Replies

612 Views

Last post by Otto Dargan View the latest post
Wed Mar 13, 2019 7:53 pm
How much can we borrow based on my foreign GBP income?

Last post by Otto Dargan « Tue Mar 12, 2019 6:25 pm
Replies: 5
by Stewie » Tue Mar 12, 2019 12:17 pm

5 Replies

611 Views

Last post by Otto Dargan View the latest post
Tue Mar 12, 2019 6:25 pm

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