Search found 60 matches

by alexjong
Tue Aug 05, 2014 1:55 pm
Forum: Home Loan Forum
Topic: What grants can I receive as a first home buyer?
Replies: 7
Views: 5436

Re: What grants can I receive as a first home buyer?

Okay, thanks Otto. This info has been really helpful. :)
by alexjong
Tue Aug 05, 2014 11:11 am
Forum: Home Loan Forum
Topic: What grants can I receive as a first home buyer?
Replies: 7
Views: 5436

Re: What grants can I receive as a first home buyer?

Hi there, I too am in the process of buying my first house. Since you have already listed the criteria and everything, I just wanted to know one small detail. What documents do I need to present while applying for the grant?
by alexjong
Fri Aug 01, 2014 2:54 pm
Forum: Home Loan Forum
Topic: Foreign citizen wants to buy a house in Australia
Replies: 7
Views: 5351

Re: Foreign citizen wants to buy a house in Australia

Okay, I will keep these things in mind. Thanks for letting me know about this :)
by alexjong
Fri Aug 01, 2014 12:21 pm
Forum: Home Loan Forum
Topic: Foreign citizen wants to buy a house in Australia
Replies: 7
Views: 5351

Re: Foreign citizen wants to buy a house in Australia

Okay, sounds fair. By the way what do you mean by owner occupied? Does this mean I can’t buy a house to live in?
by alexjong
Fri Aug 01, 2014 11:01 am
Forum: Home Loan Forum
Topic: Foreign citizen wants to buy a house in Australia
Replies: 7
Views: 5351

Foreign citizen wants to buy a house in Australia

Hello guys! A non-resident is in need of a help. I came to Australia last year to visit my cousin. He stays in Tasmania. Within a span of two years, he already owns a house here. He was telling me about how hassle-free it is to get a loan and buy a house here compared to back home (India). By the wa...
by alexjong
Wed Jul 02, 2014 2:55 pm
Forum: Home Loan Forum
Topic: A non-resident wants a home loan
Replies: 7
Views: 4699

Re: A non-resident wants a home loan

It would be nice to get access to all of these loan features. I am thinking of getting a broker to help me find the best loan deal. Thanks Otto for answering my questions! Bye.
by alexjong
Wed Jul 02, 2014 2:00 pm
Forum: Home Loan Forum
Topic: Possible to get a discount on the LMI fee?
Replies: 7
Views: 6067

Re: Possible to get a discount on the LMI fee?

Oh, I didn’t know such kind of calculator existed. Thanks for letting me know about this. Bye!
by alexjong
Wed Jul 02, 2014 12:43 pm
Forum: Home Loan Forum
Topic: Possible to get a discount on the LMI fee?
Replies: 7
Views: 6067

Re: Possible to get a discount on the LMI fee?

Okay, that’s nice. By the way, is there a way to find out how much LMI I need to pay on my home loan?
by alexjong
Wed Jul 02, 2014 11:12 am
Forum: Home Loan Forum
Topic: A non-resident wants a home loan
Replies: 7
Views: 4699

Re: A non-resident wants a home loan

Hey, I am about to apply for a non-resident home loan. Just wondering if the banks offer the same features and interest rate as they do to the normal borrowers?
by alexjong
Wed Jul 02, 2014 11:00 am
Forum: Home Loan Forum
Topic: Possible to get a discount on the LMI fee?
Replies: 7
Views: 6067

Possible to get a discount on the LMI fee?

Hi brokers, I was looking up for info on home loans and I came across this forum. I thought it would be best to post a question in here and get a more accurate answer rather than spending a lot of time on different websites and searching for an answer. I am actually thinking of buying a house and I ...
by alexjong
Sat Jun 07, 2014 1:03 pm
Forum: Home Loan Forum
Topic: New positive credit reporting system vs. Old system
Replies: 7
Views: 5189

Re: New positive credit reporting system vs. Old system

That was very helpful, Otto. I didn’t think that I could benefit from it in such ways. If I want to learn more about this then I’ll be sure to look to your website for more information. I’ve bookmarked it and shared it with my friends as well :)

Have a good day
by alexjong
Fri Jun 06, 2014 12:58 pm
Forum: Home Loan Forum
Topic: New positive credit reporting system vs. Old system
Replies: 7
Views: 5189

Re: New positive credit reporting system vs. Old system

I didn’t know that! Thanks Otto. But how can positive reporting help me to get a home loan?
by alexjong
Fri Jun 06, 2014 7:07 am
Forum: Home Loan Forum
Topic: New positive credit reporting system vs. Old system
Replies: 7
Views: 5189

New positive credit reporting system vs. Old system

Hi everybody, I’ve been saving for more than a year to buy a house. I think I have a large enough deposit to help me take out a good home loan. My uncle told me that now is a great time to get a home loan because of the positive credit reporting system. I didn’t understand what he meant by this. Can...
by alexjong
Mon Jun 02, 2014 3:41 pm
Forum: Home Loan Forum
Topic: Do vets receive special home loan discounts?
Replies: 7
Views: 5755

Re: Do vets receive special home loan discounts?

Well, I do have the AVA membership :) I have filled in the form and I think one of the brokers will be calling me soon. Hopefully, all works out and I get my loan approved.
by alexjong
Mon Jun 02, 2014 1:54 pm
Forum: Home Loan Forum
Topic: Do vets receive special home loan discounts?
Replies: 7
Views: 5755

Re: Do vets receive special home loan discounts?

Oh okay, that’s good to know. Btw, do banks look at specific details while approving a home loan with discounts?