Search found 58 matches

by gleeson
Tue May 27, 2014 11:12 am
Forum: Home Loan Forum
Topic: Can I qualify for a loan while working in a family business?
Replies: 7
Views: 3833

Can I qualify for a loan while working in a family business?

Hi home loan experts, I have been saving up to buy a house. Till now I have managed to save around $30,000. I have been looking at a couple of houses and I am planning on buying the one which is worth around $490,000. I currently work in a family owned business and I make about $65,000 a year. I am ...
by gleeson
Thu Apr 24, 2014 2:02 pm
Forum: Home Loan Forum
Topic: How do I get a loan if I’m self-employed?
Replies: 7
Views: 4269

Re: How do I get a loan if I’m self-employed?

Okay. So how much can I borrow on a low doc and no doc loan?
by gleeson
Thu Apr 24, 2014 12:02 pm
Forum: Home Loan Forum
Topic: How do I get a loan if I’m self-employed?
Replies: 7
Views: 4269

How do I get a loan if I’m self-employed?

Hi, I have been running an online jewelry store for the past year or so. Currently I operate from my house in Sydney but the business has started to really pick up and I am planning to open up a physical store nearby. Since I have been working from home showing an income source for a loan is proving...
by gleeson
Mon Mar 03, 2014 1:55 pm
Forum: Home Loan Forum
Topic: Can a lawyer get a home loan discount?
Replies: 7
Views: 4321

Re: Can a lawyer get a home loan discount?

I do have a membership to one of the above mentioned association. I will give you a ring to set up a meeting with one of your brokers and see if it’s possible for me to get a discount. Thanks and speak to you guys soon!
by gleeson
Mon Mar 03, 2014 10:05 am
Forum: Home Loan Forum
Topic: Can a lawyer get a home loan discount?
Replies: 7
Views: 4321

Re: Can a lawyer get a home loan discount?

That’s great! Btw, which industry association do I need to be a member of in order to qualify for a discount? Is there any restriction on this?
by gleeson
Sun Mar 02, 2014 12:01 pm
Forum: Home Loan Forum
Topic: Can a lawyer get a home loan discount?
Replies: 7
Views: 4321

Can a lawyer get a home loan discount?

Hey brokers, I want to buy a house worth $550,000. I am a lawyer in a private law firm and I have been working at this place for three years now. I would need to borrow at least 90% of the purchase price and I was hoping to get some discount on my home loan. Is this possible in any way? FYI – I earn...
by gleeson
Wed Dec 25, 2013 11:25 am
Forum: Home Loan Forum
Topic: Which documents are needed for FHOG?
Replies: 8
Views: 5010

Re: Which documents are needed for FHOG?

How much will these other costs come out to? Just asking in case I wont be able to get my FHOG and I have to get more money.
by gleeson
Sat Dec 21, 2013 11:32 am
Forum: Home Loan Forum
Topic: Which documents are needed for FHOG?
Replies: 8
Views: 5010

Re: Which documents are needed for FHOG?

Hi

My partner and I are also planning to buy our first home and we were a bit confused about applying for FHOG as well. We have been living in a rented unit where we pay $280 every week but we want to buy our own house now.

How much is the FHOG usually like?
by gleeson
Mon Nov 25, 2013 1:21 pm
Forum: Home Loan Forum
Topic: Working in Australia on 457 visa. Need home loan advice
Replies: 9
Views: 5881

Re: Working in Australia on 457 visa. Need home loan advice

Oh okay. I was also wondering what will happen to our house if we leave Australia due to some reason. Can we still retain ownership of the property or do we have to give it up?
by gleeson
Sun Nov 24, 2013 7:03 pm
Forum: Home Loan Forum
Topic: Working in Australia on 457 visa. Need home loan advice
Replies: 9
Views: 5881

Re: Working in Australia on 457 visa. Need home loan advice

Hi Otto, what other visas are allowed to get a home loan in Australia? I ask because my husband is applying for one and I am not sure which one it is. We plan to move to Australia in March next year.
by gleeson
Wed Aug 14, 2013 2:10 pm
Forum: Home Loan Forum
Topic: Home loan for a doctor?
Replies: 11
Views: 7312

Re: Home loan for a doctor?

Thanks so much Otto. I will surely call you guys soon. :)
by gleeson
Wed Aug 14, 2013 1:00 pm
Forum: Home Loan Forum
Topic: Home loan for a doctor?
Replies: 11
Views: 7312

Re: Home loan for a doctor?

Oh that’s too bad. Isn’t there a way you can help me? I am paying crazy high for rent and I really like to get a mortgage to get my own place. I have not looked at any houses yet but I am thinking of getting a pre-approval first.
by gleeson
Wed Aug 14, 2013 11:15 am
Forum: Home Loan Forum
Topic: Home loan for a doctor?
Replies: 11
Views: 7312

Re: Home loan for a doctor?

Hi everyone,

Are these discounts applicable to all kinds of medical profession? I am a working psychologist but when I read your page, I don’t think I saw it being mentioned there. Did I miss out anything?
by gleeson
Thu Jul 04, 2013 3:07 am
Forum: Home Loan Forum
Topic: Will I be able to avoid LMI?
Replies: 9
Views: 6084

Re: Will I be able to avoid LMI?

Thanks Otto, I hope your tips will help me reach my goal this time! :D
by gleeson
Wed Jul 03, 2013 8:39 pm
Forum: Home Loan Forum
Topic: Will I be able to avoid LMI?
Replies: 9
Views: 6084

Re: Will I be able to avoid LMI?

Do you have any tips on saving money? I’ve tried a lot of things and I keep messing up. Any kind of suggestion would be helpful!

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