Search found 63 matches
- Wed Feb 04, 2015 1:12 pm
- Forum: Home Loan Forum
- Topic: Can I get a low doc loan for building a house?
- Replies: 7
- Views: 10801
Re: Can I get a low doc loan for building a house?
Thank you for the reply. I will discuss once again with my accountant before checking out alternative income verification.
- Wed Feb 04, 2015 11:10 am
- Forum: Home Loan Forum
- Topic: Can I get a low doc loan for building a house?
- Replies: 7
- Views: 10801
Re: Can I get a low doc loan for building a house?
Hello everyone,
I am also seeking a low doc loan and I would need to provide an accountant’s letter. However, my accountant seems hesitant to sign a letter. Is there any thing that I can do?
I am also seeking a low doc loan and I would need to provide an accountant’s letter. However, my accountant seems hesitant to sign a letter. Is there any thing that I can do?
- Mon Jan 12, 2015 2:01 pm
- Forum: Home Loan Forum
- Topic: Do I risk losing my home while providing a family guarantee?
- Replies: 7
- Views: 9946
Re: Do I risk losing my home while providing a family guaran
Thanks for the information. I will call you guys next week to discuss my options.
- Mon Jan 12, 2015 12:11 pm
- Forum: Home Loan Forum
- Topic: Do I risk losing my home while providing a family guarantee?
- Replies: 7
- Views: 9946
Re: Do I risk losing my home while providing a family guaran
Hi there!
I approached my bank for the procedures required to get a guarantor loan. However, they said that I will need 5% of the purchase price in genuine savings. I don’t have any savings, and the property prices in my locality are increasing and I am worried that I will have to pay more if I start accumulating savings. Has anyone got any tips for me?
I approached my bank for the procedures required to get a guarantor loan. However, they said that I will need 5% of the purchase price in genuine savings. I don’t have any savings, and the property prices in my locality are increasing and I am worried that I will have to pay more if I start accumulating savings. Has anyone got any tips for me?
- Sat Dec 06, 2014 7:14 pm
- Forum: Home Loan Forum
- Topic: How much can I borrow for a stratum title property?
- Replies: 7
- Views: 10346
Re: How much can I borrow for a stratum title property?
Thanks for explaining the costs but I still can’t decide on which property I want to buy. I would indeed appreciate some help. I’ll call one of your brokers tomorrow afternoon to further discuss my situation.
- Fri Dec 05, 2014 11:08 am
- Forum: Home Loan Forum
- Topic: How much can I borrow for a stratum title property?
- Replies: 7
- Views: 10346
Re: How much can I borrow for a stratum title property?
Hello home loan forum,
I want to buy a property in NSW but I can’t decide on which property I want to buy. Can anyone please help me? This is also the first time I’m buying a property so I’d be grateful if you’d list out the costs related with the loan.
I want to buy a property in NSW but I can’t decide on which property I want to buy. Can anyone please help me? This is also the first time I’m buying a property so I’d be grateful if you’d list out the costs related with the loan.
- Mon Nov 03, 2014 4:00 pm
- Forum: Home Loan Forum
- Topic: Can I show the income from my previous job to get a loan?
- Replies: 7
- Views: 8899
Re: Can I show the income from my previous job to get a loan
I have been running the business for more than two years now and I have the documents you have mentioned in the top part. Will give you a call to confirm a few things with you (don’t want to discuss personal matter on this forum).
- Mon Nov 03, 2014 12:00 pm
- Forum: Home Loan Forum
- Topic: Can I show the income from my previous job to get a loan?
- Replies: 7
- Views: 8899
Re: Can I show the income from my previous job to get a loan
Hi Otto, I am too self-employed and I am planning to buy a house in Melbourne. What sort of documents do banks usually require from a self-employed applicant for income verification?
- Fri Oct 24, 2014 4:04 pm
- Forum: Home Loan Forum
- Topic: For what purposes can I take out a home equity loan?
- Replies: 7
- Views: 9443
Re: For what purposes can I take out a home equity loan?
Wow! Thanks Otto. I’m really pumped up about getting a 100% offset account to help me on repaying my loan. If I need any more help then I’ll be sure to refer to your website.
- Thu Oct 23, 2014 11:47 am
- Forum: Home Loan Forum
- Topic: For what purposes can I take out a home equity loan?
- Replies: 7
- Views: 9443
Re: For what purposes can I take out a home equity loan?
Hello everybody! I read somewhere that a 100% offset account feature could be used as an alternative for line of credit loans. Is there anything I should consider before I apply for a 100% offset account?
- Wed Oct 15, 2014 6:17 pm
- Forum: Home Loan Forum
- Topic: Regarding the loan features for temporary residents
- Replies: 7
- Views: 9041
Re: Regarding the loan features for temporary residents
Thanks for taking out the time to respond to my queries. We found your answers really helpful. We’re planning on calling you as soon as we can.
- Tue Oct 14, 2014 12:11 pm
- Forum: Home Loan Forum
- Topic: Regarding the loan features for temporary residents
- Replies: 7
- Views: 9041
Re: Regarding the loan features for temporary residents
Hi there,
I’m a temporary resident and I’ve been living in Birdum for more than two years. My girlfriend and I have decided to buy a home instead of continuing to live in a rented apartment. We want to know how much we may be allowed to borrow. Can anyone help us with this?
I’m a temporary resident and I’ve been living in Birdum for more than two years. My girlfriend and I have decided to buy a home instead of continuing to live in a rented apartment. We want to know how much we may be allowed to borrow. Can anyone help us with this?
- Thu Oct 02, 2014 1:01 pm
- Forum: Home Loan Forum
- Topic: How to get a home loan when self-employed?
- Replies: 7
- Views: 10241
Re: How to get a home loan when self-employed?
Thanks for sharing this info with me. I will contact you in a few days to see if it’s possible to get a low doc loan or not. So speak to you soon. Bye!
- Thu Oct 02, 2014 11:01 am
- Forum: Home Loan Forum
- Topic: How to get a home loan when self-employed?
- Replies: 7
- Views: 10241
Re: How to get a home loan when self-employed?
Hey, I too am self-employed and I am thinking of applying for a low doc loan. Can you tell what loans features are available on these sorts of loans?
- Thu Sep 25, 2014 12:40 pm
- Forum: Home Loan Forum
- Topic: What are the types of "bad credit" that I may have?
- Replies: 7
- Views: 10199
Re: What are the types of "bad credit" that I may have?
You’ve really helped me a lot! Gratitudes, Otto. I took a look at your website and it’s great. I’m convinced that you guys know your stuff so I’ll give you a call within the next couple of days to discuss things. Have a good day