Search found 47 matches
- Fri Feb 20, 2015 11:45 am
- Forum: Home Loan Forum
- Topic: Why is my bank saying I can’t get LMI?
- Replies: 7
- Views: 11220
Re: Why is my bank saying I can’t get LMI?
Thank you for your time. Your reply makes sense to me, so I will follow your advice and contact you guys after some time.
- Fri Feb 20, 2015 10:09 am
- Forum: Home Loan Forum
- Topic: Why is my bank saying I can’t get LMI?
- Replies: 7
- Views: 11220
Re: Why is my bank saying I can’t get LMI?
Hi there!
I am relatively new to Australia and have not applied for credit before. I have heard that that may make it difficult for me to buy a house. Has anyone got any tips for my situation?
I am relatively new to Australia and have not applied for credit before. I have heard that that may make it difficult for me to buy a house. Has anyone got any tips for my situation?
- Fri Jan 30, 2015 2:01 pm
- Forum: Home Loan Forum
- Topic: Can I get a mortgage without a deposit?
- Replies: 7
- Views: 10430
Re: Can I get a mortgage without a deposit?
Hi Otto, thank you for telling me about this. Since I have almost paid off my current mortgage, it seems like I will qualify for a no deposit loan.
- Tue Jan 20, 2015 12:11 pm
- Forum: Home Loan Forum
- Topic: Can I get a mortgage without a deposit?
- Replies: 7
- Views: 10430
Re: Can I get a mortgage without a deposit?
Hi there,
I am thinking about investing in a new property. I learned in this thread that I may be able to use my equity as the deposit on a new loan. Could someone tell me more about this?
I am thinking about investing in a new property. I learned in this thread that I may be able to use my equity as the deposit on a new loan. Could someone tell me more about this?
- Tue Nov 25, 2014 3:11 pm
- Forum: Home Loan Forum
- Topic: Can I get a discount on LMI?
- Replies: 7
- Views: 10124
Re: Can I get a discount on LMI?
Awesome! I hope I don’t have to pay as much. Thanks for letting me know about this. Much appreciated!
- Tue Nov 25, 2014 12:12 pm
- Forum: Home Loan Forum
- Topic: Can I get a discount on LMI?
- Replies: 7
- Views: 10124
Re: Can I get a discount on LMI?
Hi, like HelloKitty, I am also planning to buy a house very soon. I am not really looking for a discount on LMI, in fact I was hoping to avoid the fee altogether. Is this possible even if I need to borrow over 85%?
- Wed Nov 12, 2014 8:14 pm
- Forum: Home Loan Forum
- Topic: Which business visas are eligible to take out a loan?
- Replies: 7
- Views: 9489
Re: Which business visas are eligible to take out a loan?
Nice! I will try to take out 85% of the property value but I am pretty sure that I will need your help. I will give you a call by the end of this month to discuss everything. Cheers.
- Wed Nov 12, 2014 2:14 pm
- Forum: Home Loan Forum
- Topic: Which business visas are eligible to take out a loan?
- Replies: 7
- Views: 9489
Re: Which business visas are eligible to take out a loan?
Hello,
I am here in Australia on a 457 work visa. I am thinking of applying for a permanent resident visa so I want to buy a small house in order to move in by the time I get the visa. But I need to take out a home loan to finance the purchase. How much will I be able to borrow?
I am here in Australia on a 457 work visa. I am thinking of applying for a permanent resident visa so I want to buy a small house in order to move in by the time I get the visa. But I need to take out a home loan to finance the purchase. How much will I be able to borrow?
- Thu Oct 30, 2014 3:21 pm
- Forum: Home Loan Forum
- Topic: How to qualify for LMI discount?
- Replies: 7
- Views: 10012
Re: How to qualify for LMI discount?
Thanks for answering! Will call you if I need help with finding a suitable lender. Bye!
- Thu Oct 30, 2014 12:01 pm
- Forum: Home Loan Forum
- Topic: How to qualify for LMI discount?
- Replies: 7
- Views: 10012
Re: How to qualify for LMI discount?
Hi Otto, I too am on the hunt to buy a house. Like elon, I will also need a home loan to complete the purchase. I saw you mentioned genuine savings twice in your replies. How does a bank assess whether the savings are “genuine” or not. I mean is there a guideline for this?
- Thu Aug 21, 2014 1:59 pm
- Forum: Home Loan Forum
- Topic: How can I qualify for the first home owners grant?
- Replies: 7
- Views: 9804
Re: How can I qualify for the first home owners grant?
Okay, got it! Let me just see what the result shows. Bye!
- Thu Aug 21, 2014 11:13 am
- Forum: Home Loan Forum
- Topic: How can I qualify for the first home owners grant?
- Replies: 7
- Views: 9804
Re: How can I qualify for the first home owners grant?
Hi Otto, I am also buying a house for the first time. Even most of my queries have already been answered in the above replies; there was one small thing I needed to ask you. Is there any way of finding out how much grant I can receive from the government?
- Fri Jun 13, 2014 3:12 pm
- Forum: Home Loan Forum
- Topic: 95% home loans for 457 visa holders?
- Replies: 7
- Views: 9966
Re: 95% home loans for 457 visa holders?
Okay, I will get the FIRB application form and will keep the things you have listed in mind when I begin house hunting! Gracias Otto
- Fri Jun 13, 2014 11:12 am
- Forum: Home Loan Forum
- Topic: 95% home loans for 457 visa holders?
- Replies: 7
- Views: 9966
Re: 95% home loans for 457 visa holders?
Hi Otto, I am a 457 visa holder and I am also thinking of buying a house out here. Before I start house hunting I just want to confirm the type of property I am allowed to buy. Could you please guide me on this?
- Mon May 26, 2014 2:11 pm
- Forum: Home Loan Forum
- Topic: Can I apply for a home loan if I am self-employed?
- Replies: 7
- Views: 9902
Re: Can I apply for a home loan if I am self-employed?
Well, I will speak to my accountant about this and get back to you. Hope I can qualify for a loan fingers crossed! Thanks for the help.