Search found 3 matches

by Jessie
Wed Oct 02, 2019 5:39 pm
Forum: Home Loan Forum
Topic: Do late repayments affect credit score that much?
Replies: 5
Views: 14058

Re: Do late repayments affect credit score that much?

Okay. I plan to apply for a home loan in the next two to three months once my rental lease is up. In the meantime, what can I do to improve my credit score?
by Jessie
Wed Oct 02, 2019 11:51 am
Forum: Home Loan Forum
Topic: Do late repayments affect credit score that much?
Replies: 5
Views: 14058

Re: Do late repayments affect credit score that much?

So, this CCR is basically penalising me instead of helping people struggling to meet their repayments. When lenders won’t give you a loan when you have a default what’s the point of this?
by Jessie
Tue Oct 01, 2019 8:36 pm
Forum: Home Loan Forum
Topic: Do late repayments affect credit score that much?
Replies: 5
Views: 14058

Do late repayments affect credit score that much?

Hi, My credit score fell off a cliff because of a couple of late repayments. On top of that, I went through a couple of lenders trying to find a decent car loan. It seems they were marked on my credit report as credit enquiries. I’m afraid my low Equifax score of 450 will disqualify me for a competi...